PLEASE DON'T USE THIS COMPANY!!!! I stupidly thoug...

PLEASE DON'T USE THIS COMPANY!!!! I stupidly thought that they would help get me out of debt 6 months ago. What they actually did was hold my monthly payments hostage in a savings account and did nothing to negotiate with my creditors. As a result I was threatened with a lawsuit for non payment and my debt became more because of all of the late fees and interest. So now I have to file bankruptcy. I should have called my creditors myself and handled it on my own. Don't trust anyone to help that promises to negotiate anything...it may come back to bite you. At least I got all my money back in a timely manner when I opted out and I had to use most of it to file bankruptcy.... very valuable lesson learned. BBB should not be giving an A+ rating to this kind of scam.