This company is a total joke, there is not enough ...

This company is a total joke, there is not enough time in the day to stay on hold. If and when you get someone your are 100% guaranteed to be disappointed by what seems like a default response like... We are not going to cover your claim... We have not spoken to our insured... They have figured a giant loop hole to not pay claims. The use snail mail and paper to make all they need to be legal then destroy the people the insure. Unfortunately the person that hit me will now have to be sued by my insurance company because of the loop hole. Long story short, if you have this company and dive on any public highways you are at risk to have your life and credit destroyed. Total crap customer service and total crap company. You should spend the extra 30 bucks a month to get a real insurance company and not risk getting sued and to have your life ruined.