This was a refinance experience. The property insu...

This was a refinance experience. The property insurance policy was provided before closing. However, after the refinance was done, I was told by MLD that I did not provided a valid insurance policy. I then contacted my insurance company, and uploaded the policy. Later I got a letter from MLD that they will purchase an insurance for me because I do not have one. Later, I got another email indicated that a premium was paid by MLD, and I need to pay back to the escrow.

I am not happy with the experience.