ImMonsta -

Review of Florida Peninsula Insurance

If I could give it a zero I would but had to selec...

If I could give it a zero I would but had to select the lowest rating possible. They give you coverage then within the 90 days decide you need a higher replacement value which is what Zillow estimates for a sales price to try to justify why they increase your premium. The cost to rebuild should not be the amount you would sell the property since land is included in the sales price and should not be included in the rebuild value.