Red Rocks is okay if everything works out perfectl...

Red Rocks is okay if everything works out perfectly. Attended a condensed class, and 30% of the classes were canceled. As a result students had to learn and do all work themselves. I failed this $1000 class and received no help from my instructor just an insincere "sorry".
I will be sent to collections tomorrow for a balance that I didn't know was due until I recieved a phone call 5 days ago. When I asked for a 3 day delay until my payday, I was told "no". I was then told that emails had been sent to inform me but no such emails were found in my history. If things don't work as they are supposed to it's just too bad for the student.