I was really nervous about doing this, but I spoke...

I was really nervous about doing this, but I spoke to a representative named Victor who explained everything so clearly. I really felt confident in making the decision of becoming a member and of course debt free.You don't have to be stressed out making minimum monthly payments. Yeah, your credit score is going to go down for the mean time; however it will get better every time you settle an account, and start working on your credit again debt free. Give them a call and ask all the questions you need to know in order to determine your decision. You won't be disappointed. You can also split the monthly payment into two. I pay $151 biweekly. I'll be making these payments a little over 2 years and then I'll be DEBT FREE. Also you can monitor every penny and know exclacly were the payments are going to. Everything is transparent.