I was approached by a salesperson in my BNI Group ...

I was approached by a salesperson in my BNI Group who misrepresented the product and I got stuck with a contract and a product I could not use in my business. I had to settle with their collection agent because they kept charging me when I could not use their service and they would have ruined my credit. Then they stuck me with another fee after we settled. Very underhanded and cold.