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We started the mortgage process with Georgia's Own...

We started the mortgage process with Georgia's Own Credit Union but it was apparently being sold directly to Member First, so we worked with Member First on the underwriting. This was unexpected. Member First made us jump through an insane number of hoops on our documentation, nothing like we've ever done before. They kept coming back wanting more and more. Apparently a credit score of 800 doesn't mean as much as it used to. It was down to the wire for our closing by the end and we still never felt like they were going to accept it. We've never had such a stressful experience! We'll never deal with them again if we have any say in it.

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