Their fees equal to half the settled amount on eve...

Their fees equal to half the settled amount on every singe account. When you do have a settlement completed they call you 2 or 3 times in a row regardless of when you tell them your best time to talk is. And if you don t answer you ll get about 5 or 6 emails on 4 hours saying they tried to call you. If I could ve I would have ratcheted just consolidated all of my debt instead of trying to get them to negotiate it down for me.