Unchecked corporate greed.

Unchecked corporate greed.

A few others have commented down below about making sure you pay off within 90 days OR ELSE. I was under the impression that the interest would increase after 90 days, not a full additional charge that was 3x what the actual initial bill was. Meaning that the way it was explained to me (not sure about the others) was that if the bill was not paid off by 90 days, the interest would jump significantly.

The reality is that if the bill was $1500, despite payments, they tack on on an additional $4500 because they can. So if you borrowed $1500, made payments, but don't pay it off before 90 days, you will have this additional $4500 added on. So I was lied to in regards to this 90 days rule. Someone commented below saying they were $100 off from 90 days and got charged several thousand dollars after that.

I was unable to create an account to view my outstanding balance despite calling them. They just said they were having problems with it and IT is working on it. So I was never able to log onto their site to even see my balance or info during my entire time with them.

I never got any notification by mail or email of my overall balance or this 90 day deadline. I got emails of receipts of how much was paid, but never any remaining balance or 90 day notification. I called them to pay off what I was expecting to be a few hundred dollars left, only to be told I owe them $3800.

I have no problem paying interest, but this is extortion. The owner replying keeps mentioning the Better Business Bureau and their rating with them. The reality is that it is shading dealing and this is a corrupt company.

The lady told me I could pay $1800 which would be viewed as a "settlement" and I could never do business with them again. So in a final sweep, they hit my credit and take another grand from me. I'm not going to pay them any more than I have to.

When I've called, I tried speaking to a manager. No avail, all busy. Lesson learned.

Evil, evil, evil. Buyers beware.