Refinancing a Mortgage or getting an initial one i...

Refinancing a Mortgage or getting an initial one is a daunting process. Gone are the days of sitting in the bank and having the loan officer do the work necessary to secure your loan. In fact, even then, you had no idea if you were getting the best deal. Today the internet has taken over. The problem with this is you are inundated by hundreds of offers and annoying emails and phone calls.

I was lucky my former loan company sent an email about refinancing. I called the number given and was directed to Pejman Gabayan of Hypotec Lending.

What do you expect when dealing on the phone, internet, texts, and emails to start and complete a lengthy and involved process of securing a mortgage? To start with Expertise is essential. You need an officer who truly understands the process and has the answers at their fingertips.

Next you have to consider the ease of all the communication which is necessary as the process evolves. Third you want to have all your questions answered to your satisfaction. Finally, you need to feel comfortable during the entire time it takes to close on a new mortgage.
Who is Pejman Gabayan?

PJ as he likes to be called delivers on all of the above more than anyone would, could or should expect. Calls and responses in minutes even on a Sunday! A Professional who is in full control with not a surprise or an unanswered question. With a personality who becomes a trustworthy friend throughout the entire process from day one. His personal care is so far beyond words I can express. Thank you PJ. For making my refinance a total pleasure. Anyone reading this would be wise to take this review seriously.