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This was a 1 star rating & review; I have just changed it to 5 stars so that all people can read this review. Unfortunately, Google sort it automatically by the 5 star ratings; if you want to read the real reviews written by real people, sort the reviews by rating and start with 1 star reviews. Otherwise you will be reading reviews written by people who work for National debt relief.

My review:

I am still a customer of National debt relief - NDR; in the middle of the process. At this point I thought I want to share these facts- I wish somebody had shared before I signed up.

1. All of what you hear on the radio of commercial promoting NDR is phony gimmicks, fake statistics and exaggerated numbers.

1. When signing up with NDR to have them resolve your debt; your credit score will deteriorate drastically; because for the first 6 to 8 months , you pay NDR Not your creditors and you will be missing on your creditors payments.

2. At least one creditor will take you to court; NDR will take the Vase position when that happens! They do not know where to go, what to do and they tell you: go to the court and ask them to give you more time! Even though they will sell you a service called legal representation .

3. Their first priority is their commission; NOT to pay off your debt. You will notice when they settle down an account that the first payments will be little- like $15 and the last payments will be big ones- like $700, and that is because they paid themselves first.

4. They agree with you on a certain payment when you first sign up; they soon start calling you to make extra payments to satisfy the creditors but they will never ever use some of their fees ( their commission) to pay off a creditor.

5. You may not have an option; but just make sure you know what you are going into.. they won t tell you everything. NDR will take advantage of your weakness and sell you things you do not want to buy.. like the legal representation . They will also take advantage of your whole financial tightness. It is vicious.

6. Do not get deceived by their rating; I am pretty sure most of these people who rated them five stars work for them.

7. When NDR settles down an account and tell you you SAVED $1500, Do NOT BELIEVE them, because you actually did not save this amount, you probably would have saved $200 and paid NDR the $1300.

Updated on 2/6/2020

8. When you graduate , NDR sells your information to other phony organizations- your phone #, email, address and who knows what they do with your banking information. I will and see and update.