Mindy Wilson

Review of National Debt Relief

I've been with National Debt Relief for a year and...

I've been with National Debt Relief for a year and a half. Yes they have good customer service but there are much better ways to manage your debt. They instructed me to stop paying all of my payments of the accounts I had enrolled which made the accounts severely delinquent and turned into charge off accounts. Thing is no matter if you settle the debt or not, the charge off will remain there and has a HUGE impact on your credit score. So settling your debt this way is pretty worthless. Now that I'm in a much better financial situation with my income I'm having trouble getting credit to buy a car or a home because my credit score is so low due to these charge offs. I recommend a credit counsellor as opposed to any "debt settlement" company. They made money off of me and I'm worse off than I was before I started with them. BIG MISTAKE!