Used to be good but they have been removing privil...

Used to be good but they have been removing privileges of the members as the time goes by. First getting rid of most of the bank's AMEX card, then charging unbelievable expensive interest, recently change the points conversation rate to frequent flyer programmes, removing priority card food access, reducing the airport lounge access... i can go on and on. Just make you wonder if they ever care about their members at all. With benefits keeps reducing and annual fee keeps increasing, no is the answer.