At first they seemed legit...promised everything w...

At first they seemed legit...promised everything would go smoothly and quickly. Told us to stop making our current house note (redflag) and cancel our home owners insurance and said they would pay it which they didn t (red flag). I got a letter from my current mortgage company telling us we were now uninsured and they were going to buy insurance for us! EMM told us to get an house appraisal ASAP at our cost of $525 because that was all they were waiting on for closing, then did nothing with it for weeks. After 6 weeks EMM loan manager called me and informed me they screwed up the loan paperwork and would have to start the entire loan from scratch, new loan number and everything. Six weeks of stress and paperwork wasted.I was beginning to have a bad gut feeling half way through this and I was right. Today I told them to cancel the whole process...too bad we are out $525 for a home appraisal we can t use. Called a new Loan Company today and they gave us a whole point lower interest rate of 2.75! They also told us a legit loan company would never tell anyone to stop making their existing loan payments, that it would ruin your credit and you must always have Home Owners Insurance current...BEWARE OF THESE GUYS! SCAMMERS!