They're frauds. They called me & when I asked who ...

They're frauds. They called me & when I asked who they were, the tramp said she was from RNB Corp & I left my number to call them. She asked me for my d.o.b. I said "I'm not giving you my information, who are you?" She said fine, then I won't give you mine, so I said by & hung up. Then I looked up the number & it's this company, so I read the reviews & know she has the wrong person because I don't owe anybody. People, please know that even if you do owe a bill, a collection agency has no legal rights to contact and/or collect from you. Google credit dispute verification sample letters & send it to them certified mail asking them to send you legal contacts you entered in with them promising to pay them anything. Also send them to each credit bureau. If they can't, by law it has to be removed within 30 days. And NEVER sign any letter you send (they'll use it to compare signatures on docs), instead, send a copy of your social security card & license to the credit bureau ONLY, not the collection agency, so they know that it's you. Hope this helps! Other than that, seek a financial advisor. Good luck!