I pay each invoice within the appropriate deadline...

I pay each invoice within the appropriate deadline, have a regular income and a score of over 97%. Nevertheless, SCHUFA claimed to a contracting party that my credit rating was insufficient. Obviously, SCHUFA's own confused system is no longer understood. Here, the citizens are wrongly denied the credit rating. With corresponding partly serious consequences for those affected. This mendacious and dubious shop belongs closed and demolished.

I can only advise everyone to contact a lawyer in such a case, to have SCHUFA contacted and, if necessary, to sue.

P.S. A change of residence, several mobile phone contracts and several current accounts lead to a sinking credit rating. Anyone who pays a mobile phone contract, has a SIM in their car and another SIM in their tablet is disadvantaged. And you can not change your place of residence too often. So it's better to sit at home instead of working, instead of moving away. And it is best to do securities transactions with your house bank, even if it has totally bad conditions. Just do not open an account and deposit with a broker ...