Michael Lawson

Review of National Debt Relief

I'm not paid by NDR, and I've been in the program ...

I'm not paid by NDR, and I've been in the program long enough to have paid in to it and have debts settled. None of the one bad reviews here have any substance at all. They're all from not actually reading what was signed up for, and everything is very clear if you actually read the information.

Someone mention their credit going down? That's mentioned up front since you are making a concious decision to not pay. NDR can't actually do anything until your debt is in collections.

Sheriff come after you? Because you didn't pay attention to the fact that you get legal help for a fee rolled in to your monthly payment, and you will get the documentation of that (that hopefully you kept around)

Their fees after settlement? Also spelled out right there in front of you! Pay attention to what you're doing, because when you do read that you'll find that right there it says their fees come out of the money you're paying in. You also receive a payment schedule from them on how long it will take. Do a little bit of math and realize that yes, you're paying MUCH less than what you would owe. It's not "too good to be true", you still have to work hard to make it work for you. If you thought it was pay some money and your debt goes away, you're doing it wrong.

So no, the one star reviews are folks who were not paying attention to what they were doing. It's not even the fine print that says all this stuff, it's spelled out in the program brochure for you, explicitly. When you first talk to them on the phone, you can ask about their fees and such and they will explain them. Pay attention to what you're doing and you won't have any problems.