B Dukes

Review of Cartersville Medical Center

Insurance Scam.. DO NOT LET THE EMERGENCY ROOM KNO...

Insurance Scam.. DO NOT LET THE EMERGENCY ROOM KNOW YOU HAVE INSURANCE!! They will offer you a 87% discount (mentioned multiple times I was sitting there along with an offer for charity services to pay the remaining 13%). Worst case you can check out the bill and see if you want to have it filed after the fact. My bill was $5,569. So 13% would have been $723.97 and they require you pay $0 up front.

Now the insurance side. If your insurance is like mine you'd have a $200 up front fee. They "discounted it" to $160 if you pay up front. There is no discount you just have to pay it later. Ok well insurance paid them $845, and then my portion of it was $1,032.59. Well at least I paid $160 up front so now my bill is $872.59.

So insurance rate for their services = $1,882.96 (66% off list)
Uninsured rate for their services = $723.97 (87% off list)

Never ever let them know you have insurance, far cheaper to take the uninsured rate on something simple. I'd go in uninsured either way and let them re-file after the fact. Wouldn't care but asked for the uninsured rate on what the insurance did not pay and was denied. So here's a hint to the rest of you, make them miss out on the insurance payment as well.