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Koperasi Desa Merah Putih Pulau Lombok

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Questions about Koperasi Desa Merah Putih Pulau Lombok

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What is Koperasi Desa Merah Putih Pulau Lombok?

Koperasi Desa Merah Putih Pulau Lombok is a government program launched by President Prabowo Subianto on July 21, 2025, consisting of 80,081 cooperative units across Indonesia to build a self-reliant economy based on mutual cooperation. It operates as a village-level economic aggregator providing basic necessities at affordable prices directly from distributors without intermediaries. The initiative aims to strengthen village economies through a 'gotong royong' (mutual cooperation) model and is aligned with the national economic transformation agenda.

What are the loan terms and interest rates offered by the cooperative?

The cooperative offers low-interest working capital loans of up to Rp3 billion per cooperative with an annual interest rate of 6% and a tenor of 6 years. These loans are financed through state banks, specifically via the Himbara banking network which includes BRI, BNI, Mandiri, and BSI. This financial service is designed to provide affordable credit to members for their economic activities.

How does the cooperative manage agricultural and fishing produce?

KDMP functions as a harvest aggregator, collecting and managing produce from local farmers and fishermen to ensure fair pricing and transparent distribution. By doing so, it eliminates the role of middlemen or 'tengkulak' in the supply chain, allowing producers to receive a fair price for their goods. This system also helps stabilize prices for consumers by cutting out unnecessary intermediaries.

Which districts on Lombok Island are included in the KDMP program?

The program covers all 10 districts (kecamatan) on Lombok Island, including Mataram, Cakranegara, Ampenan, Praya, Selong, Tanjung, Gerung, Sekotong, Kuta, and Senggigi. Each district has its own information page detailing the local KDMP operations and activities within that specific area. This widespread coverage ensures that the cooperative's services reach every village and kelurahan across the island.

How can a resident of Lombok join the cooperative?

To become a member, individuals must visit the KDMP office located in their specific village, kelurahan, or kecamatan. They need to prepare their KTP (identity card) and KK (household registration card) to complete the registration process. After submitting these documents, members pay the required simpanan pokok (basic savings) and simpanan wajib (mandatory savings) to activate their membership.

What essential goods are supplied by the cooperative?

The cooperative provides essential daily goods (sembako) such as rice, cooking oil, and sugar directly from distributors without any middlemen. This direct supply chain ensures that these basic necessities are available at prices lower than those found in regular markets. The goal is to maintain purchasing power and ensure that daily needs are met affordably for all members.

What digital tools are used to manage the cooperative?

Simkopdes is the digital platform and mobile application used to bridge trust between the management and the members of the cooperative. It serves as the technological foundation for the KDMP program, offering comprehensive and transparent features for managing cooperative activities. This digital integration allows for efficient communication and transaction processing among the various stakeholders.

Who is responsible for managing the KDMP program?

The program is managed by a Satuan Tugas (Task Force) composed of personnel from various ministries and government agencies. This cross-ministry collaboration ensures that the initiative receives the necessary support and coordination from different levels of government. The Satgas KDMP oversees the implementation of the program across all participating districts on Lombok.

What is the primary goal of the KDMP ecosystem?

The cooperative operates as a one-stop economic institution for villages, aiming to fulfill all community needs under one roof. It positions itself as the sole economic body capable of meeting the diverse requirements of the local population efficiently. This approach is designed to modernize village trade governance and accelerate food and energy sovereignty.

How does KDMP align with national economic policies?

The initiative is explicitly aligned with the economic transformation agenda of President Prabowo Subianto and seeks to strengthen the national economy. By implementing this program, the government aims to build a robust village economy that contributes to the overall stability and prosperity of the nation. The program is seen as a key component in achieving the broader goals of national economic development.

How does KDMP address the issue of informal lending?

The cooperative aims to eliminate the role of 'rentenir' (loan sharks) alongside the traditional middlemen in the distribution chain. By providing accessible and affordable credit options, it offers an alternative to high-interest informal lending practices. This helps protect the financial well-being of the rural population from predatory lending.

What constitutional principles guide the KDMP program?

The program is built on the principles of Pasal 33 of the 1945 Constitution of the Republic of Indonesia, which mandates that the economy be controlled by the state but with the leading role of cooperatives. KDMP seeks to restore this constitutional framework by empowering local communities through cooperative structures. This legal basis provides a strong foundation for the program's operations and objectives.

What specific functions does the cooperative perform as an economic aggregator?

The cooperative is described as an 'aggregator and accelerator' of the village economy, aiming to modernize village trade management. It functions as a main aggregator for the rural economy, helping to streamline processes and improve efficiency. This role is crucial for ensuring that the benefits of economic activities are distributed fairly and effectively among the local population.

What is the official website of Koperasi Desa Merah Putih Pulau Lombok?

The official website of Koperasi Desa Merah Putih Pulau Lombok is kdmplombok.com.

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About Koperasi Desa Merah Putih Pulau Lombok

Koperasi Desa Merah Putih Pulau Lombok is a village-level cooperative operating across 10 districts on Lombok Island as part of the national KDMP program. It serves as a village economic aggregator, providing basic necessities at affordable prices directly from distributors without intermediaries. The cooperative offers low-interest working capital loans of up to Rp3 billion per cooperative at 6% per year, financed through state banks. It also functions as a harvest aggregator, collecting and managing produce from farmers and fishermen to ensure fair pricing and transparent distribution. The initiative is aligned with the economic transformation agenda of President Prabowo Subianto and references Article 33 of the 1945 Indonesian Constitution as its foundational principle.

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Lombok, Pulau Lombok, ID