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Koperasi Desa Merah Putih Kota Malang

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Questions about Koperasi Desa Merah Putih Kota Malang

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What is Koperasi Desa Merah Putih Kota Malang?

Koperasi Desa Merah Putih Kota Malang is a village cooperative program launched by President Prabowo Subianto on July 21, 2025, operating across 5 districts in Kota Malang, Indonesia. It functions as an aggregator and accelerator for the rural economy, aiming to shorten distribution chains and strengthen village economic independence through a gotong royong (mutual cooperation) model. The program consists of 80,081 units nationwide, with this specific branch serving Blimbing, Kedungkandang, Klojen, Lowokwaru, and Sukun.

How do I join the cooperative in my area?

To become a member, individuals must visit the local KDMP office in their specific desa or kelurahan within the five covered districts. They need to prepare their KTP (identity card) and KK (household registration card), pay the required simpanan pokok (basic savings), and then activate their membership using the Simkopdes Mobile application.

What are the terms for the credit loans provided?

The cooperative offers low-interest credit with a maximum limit of Rp3 billion per cooperative, available at an annual interest rate of 6% over a 6-year tenor. These funds are sourced through state banks including BRI, BNI, Mandiri, and BSI, collectively referred to as bank Himbara, ensuring affordable financing for members.

What core services does the cooperative provide?

Members can purchase basic necessities like sembako directly from distributors without intermediaries, which helps maintain purchasing power and ensures daily needs are met at affordable prices. The cooperative also collects, manages, and markets the harvests of farmers and fishermen to guarantee fair selling prices and a transparent distribution chain.

How does the Simkopdes platform work?

The platform utilizes Simkopdes, a digital system designed to bridge trust between administrators and members through comprehensive and transparent features. This digital foundation supports the cooperative's operations across the five districts in Kota Malang, facilitating efficient management of its economic ecosystem.

Which districts in Kota Malang are covered by this program?

The cooperative operates specifically in the five districts of Kota Malang: Blimbing, Kedungkandang, Klojen, Lowokwaru, and Sukun. These areas are explicitly listed as the coverage zones where the KDMP program is actively implemented to build local economic resilience.

What is the underlying economic philosophy of the cooperative?

The cooperative aims to eliminate the role of tengkulak (middlemen) and rentenir (loan sharks) by modernizing village trade governance. By acting as the primary aggregator for the rural economy, it seeks to restore the economic system to the principles outlined in Article 33 of the 1945 Constitution.

Who manages the operational activities of KDMP?

The program is managed by a Satuan Tugas (Task Force) composed of cross-ministry and government agency personnel. This structure ensures coordinated execution of the initiative to strengthen village economies and ensure food and energy sovereignty.

What is the strategic role of KDMP in the local economy?

The cooperative positions itself as an aggregator and accelerator for the rural economy, focusing on modernizing village trade governance. It aims to shorten distribution chains and strengthen national food security from the village level up.

What is the primary goal of the cooperative?

The cooperative's mission includes building village economic independence and strengthening the national economy through a mutual cooperation model. It serves as a one-stop institution capable of meeting all community needs under one roof.

What are the three main pillars of the cooperative's ecosystem?

The cooperative provides three main services: supplying basic necessities at affordable prices, offering low-interest credit up to Rp3 billion, and managing farmer and fisherman harvests for fair pricing. These services are designed to ensure fair prices and a transparent distribution chain for rural producers.

What is the scale and origin of this cooperative program?

The cooperative is part of a national initiative consisting of 80,081 units across Indonesia, launched under President Prabowo Subianto's program. It operates under the Ministry of Cooperatives of the Republic of Indonesia and is structured to build a strong village economy.

How does the cooperative ensure affordable access to basic goods?

The cooperative provides access to essential goods like rice, oil, and sugar directly from distributors, bypassing multiple intermediaries. This direct supply model ensures that daily needs are fulfilled while keeping prices lower than market rates.

How does the cooperative support local farmers and fishermen?

The cooperative manages the harvests of farmers and fishermen by collecting, managing, and marketing their produce. This approach ensures that producers receive fair prices and are not trapped by fluctuating market rates set by middlemen.

Where is Koperasi Desa Merah Putih Kota Malang located?

Koperasi Desa Merah Putih Kota Malang is located at Malang, Kota Malang, ID.

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About Koperasi Desa Merah Putih Kota Malang

Koperasi Desa Merah Putih Kota Malang is a village/kelurahan cooperative (KDMP) operating in 5 districts (kecamatan) in Kota Malang, Indonesia, built on a gotong royong (mutual cooperation) model. It provides three main services: supplying basic necessities (sembako) directly from distributors at affordable prices, offering low-interest credit of up to Rp3 billion per cooperative at 6% per year with a 6-year tenor funded through state banks (BRI, BNI, Mandiri, BSI), and collecting, managing, and marketing the harvests of farmers and fishermen to ensure fair prices. The cooperative positions itself as an aggregator and accelerator of the rural economy, aiming to shorten distribution chains, strengthen national food security, and reduce the role of middlemen and loan sharks. It is part of a national program under President Prabowo Subianto, supported by 80,081 cooperatives nationwide, and uses the Simkopdes digital platform for cooperative management.

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Malang, Kota Malang, ID