Koperasi Desa Merah Putih Kalimantan Tengah

Koperasi Desa/Kelurahan Merah Putih (KDMP) is a government program launched by President Prabowo Subianto on July 21, 2025, designed to empower rural communities through a mutual cooperation-based cooperative system. It consists of 80,081 units spread across all villages and kelurahan in Indonesia, including the 14 cities and regencies in Central Kalimantan. The program aims to build economic independence by aggregating and accelerating the rural economy directly from the village level.

To become a member, individuals must visit the KDMP office at their respective kecamatan or desa/kelurahan in Central Kalimantan. The process requires preparing a KTP, KK, and NPWP, followed by paying the mandatory savings (simpanan pokok dan wajib) to activate membership through the Simkopdes application.

Each KDMP unit can apply for a loan of up to Rp3 billion with an annual interest rate of 6% and a maximum tenor of 6 years. These funds are channeled through bank Himbara, which includes BRI, BNI, Mandiri, and BSI, sourced from the SAL APBN (Saldo Anggaran Lebih of the state budget).

The cooperative provides nine specific business units: simpan pinjam (savings and loans), sembako retail stores, village pharmacies, health clinics, harvest logistics, fertilizer/saprotan retail, mini SPBU/SPBE fuel stations, digital warungs, and public service handling services.

Sembako items such as rice, oil, and sugar are sold at lower prices because they are sourced directly from distributors without excessive intermediaries. This direct distribution model cuts out unnecessary layers, ensuring that daily needs are met while maintaining purchasing power for the community.

KDMP utilizes the Saldo Anggaran Lebih (SAL) APBN as its primary funding source rather than regular APBN, APBD, or APBDes funds. The SAL is deposited in bank Himbara to serve as the credit source for the cooperatives, ensuring a dedicated financial stream for the program.

According to PMK No. 49 Tahun 2025, the village head or lurah acts as the ex-officio supervisor of the KDMP. They are responsible for legalizing the cooperative, developing it, training human resources, and managing governance within their specific jurisdiction.

Residents can check the status of their local KDMP using the Simkopdes platform at simkopdes.go.id or via the Simkopdes Mobile application. Alternatively, they may contact the Central Kalimantan Cooperative and SME Services Office or their local village office for assistance.

The cooperative actively assists farmers and fishermen by picking up, collecting, and managing their harvests at fair prices. This process eliminates the role of middlemen, ensuring a transparent distribution chain and fair compensation for agricultural and fishery produce.

The program covers 14 cities and regencies in Central Kalimantan, including Palangka Raya, Barito Selatan, Barito Timur, Barito Utara, Gunung Mas, Kapuas, Katingan, Kotawaringin Barat, Kotawaringin Timur, Lamandau, Murung Raya, Pulang Pisau, Seruyan, Sukamara, and others.

KDMP operates as a one-stop village economic institution aligned with Article 33 of the Indonesian Constitution. It functions as an aggregator and accelerator of the rural economy, providing staple goods directly from distributors and offering low-interest credit to members.

The program is supported by digital innovation through Simkopdes, a platform that bridges trust between administrators and members. This system offers comprehensive and transparent features to manage the cooperative digitally, including a mobile application for accessibility.

The initiative is part of the President's agenda to build village economies and strengthen the national economy. It is described as the only village economic institution capable of meeting all community needs under one roof, from basic necessities to financial services.

KDMP aims to modernize village trade governance by acting as the main aggregator of the rural economy. It seeks to accelerate food and energy sovereignty, cut down unprofitable distribution chains, and return the economic system to its constitutional roots.

Koperasi Desa Merah Putih Kalimantan Tengah is located at Palangka Raya, Kalimantan Tengah, ID.