Koperasi Desa Merah Putih Jambi

Koperasi Desa Merah Putih Jambi is a government program launched by President Prabowo Subianto on July 21, 2025, designed to empower rural communities through cooperative-based economic models. It operates across 11 cities and regencies in Jambi, including Kota Jambi, Sungai Penuh, Batanghari, Bungo, Kerinci, Merangin, Muaro Jambi, Sarolangun, Tanjung Jabung Barat, Tanjung Jabung Timur, and Tebo. The initiative aims to build economic independence through a system of mutual cooperation (gotong royong) and consists of 80,081 units nationwide.

Members can join by visiting the local KDMP office in their village, sub-district, or district within Jambi. They must prepare their KTP (ID card), KK (family card), and NPWP (tax identification number). After gathering these documents, they need to pay the required initial savings and mandatory contributions to activate their membership through the Simkopdes application.

Each cooperative unit can apply for a loan of up to Rp3 billion with an annual interest rate of 6% and a maximum tenor of 6 years. These funds are channeled through Bank Himbara, which includes BRI, BNI, Mandiri, and BSI, sourced from the SAL APBN (Surplus of the State Budget) rather than regular state funds.

The cooperative offers nine specific business units: savings and loans, general merchandise stores (sembako), village pharmacies, health clinics, harvest logistics, fertilizer and saprotan retail, mini gas stations (SPBU/SPBE), digital warungs, and public service services. Sembako items are sourced directly from distributors to eliminate excessive intermediaries, ensuring lower prices for consumers.

The platform Simkopdes serves as the digital foundation for the cooperative, available at simkopdes.go.id and via a mobile app. Village heads or lurahs act as ex-officio supervisors under PMK No. 49 Tahun 2025, responsible for legalizing, developing, training human resources, and managing governance within their respective areas.

KDMP Jambi operates under a national program supported by the Ministry of Cooperatives of the Republic of Indonesia. The initiative is positioned as a rural economic institution that shortens distribution chains, strengthens food resilience, and reduces the role of middlemen and loan sharks in line with Article 33 of the Indonesian Constitution.

The cooperative acts as an aggregator that buys, stores, and manages agricultural and fishery harvests from farmers and fishermen. By doing so, it guarantees fair selling prices and a transparent distribution chain, ensuring farmers and fishermen are not trapped by low prices set by middlemen.

The program is described as an accelerator for food and energy sovereignty, aligning with national economic transformation agendas. It seeks to modernize village trade governance, cut unprofitable distribution chains, and return the economic system to the principles outlined in Article 33 of the 1945 Constitution.

The cooperative provides low-interest credit specifically designed to replace high-interest loan sharks (rentenir). By offering a structured 6% annual rate, it aims to provide affordable capital for members while maintaining financial stability within the village economy.

The cooperative operates as a one-stop shop for basic needs, aiming to ensure purchasing power is maintained while daily necessities are met. This approach directly addresses the need for affordable access to essential goods without relying on multiple intermediaries.

The cooperative is part of a larger network comprising 80,081 units spread across all villages and sub-districts in Indonesia. This massive scale allows for standardized operations and a unified approach to rural economic development under the national program.

The cooperative utilizes a digital ecosystem where the Simkopdes platform bridges trust between administrators and members. This technology ensures transparency in management and allows for comprehensive tracking of cooperative activities and member contributions.

The cooperative is designed to function as a village-based economic institution that operates on the principle of mutual cooperation. Its structure is built to serve the entire community under one roof, fulfilling all basic needs efficiently.

The cooperative is supported by a task force (Satgas) involving ministries and government agencies. This cross-ministry collaboration ensures regulatory compliance and coordinated execution of the program's objectives across the 11 regions in Jambi.

The cooperative is positioned as a key player in modernizing village trade governance and accelerating food sovereignty. It serves as a primary aggregator for rural economic activities, integrating various sectors to create a resilient local economy.