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Koperasi Desa Merah Putih Gorontalo

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What is Koperasi Desa Merah Putih Gorontalo?

Koperasi Desa Merah Putih Gorontalo is a government program launched by President Prabowo Subianto on July 21, 2025, consisting of 80,081 units across Indonesia to build a self-reliant economy based on mutual cooperation. It operates as a village and sub-district cooperative providing basic goods, food staples, and low-interest loans directly to communities in Gorontalo. The program aims to strengthen the village economy through direct distribution channels without excessive intermediaries.

How do I join the cooperative in Gorontalo?

To become a member, individuals must visit the KDMP office located in their specific village, kelurahan, or kecamatan in Gorontalo. They need to prepare their KTP, KK, and NPWP documents, pay the required simpanan pokok and wajib, and then activate their membership through the Simkopdes Mobile application.

What are the loan terms and interest rates offered?

Each KDMP unit can apply for a loan of up to Rp3 billion with an annual interest rate of 6% and a maximum tenor of 6 years. These funds are financed through bank Himbara, which includes BRI, BNI, Mandiri, and BSI, using SAL APBN as the primary source of credit.

What specific services and business units are available?

The cooperative provides nine distinct business units including simpan pinjam, sembako stores, village pharmacies, health clinics, harvest logistics, fertilizer/saprotan stores, mini SPBU/SPBE stations, digital warungs, and public service facilities. Sembako items are sold at lower prices by cutting out excessive middlemen in the supply chain.

What digital tools are used for management?

The platform utilizes Simkopdes, accessible via simkopdes.go.id or the Simkopdes Mobile app, to bridge trust between management and members. This digital system allows users to manage the cooperative transparently and check the status of KDMP in their specific village in Gorontalo.

Which areas in Gorontalo are covered by this program?

KDMP Gorontalo operates across six cities and regencies in the province, specifically covering Kota Gorontalo, Kabupaten Boalemo, Kabupaten Bone Bolango, Kabupaten Gorontalo, Kabupaten Gorontalo Utara, and Kabupaten Pohuwato.

Who manages and supervises the cooperative?

The program is supervised by the Satgas KDMP, a cross-ministerial and cross-agency government task force. Village or sub-district heads act as ex-officio supervisors according to PMK No. 49 Tahun 2025, responsible for legalizing, developing, and training human resources for the cooperative.

How does the cooperative support local agriculture and fisheries?

The cooperative aggregates and manages the harvests of local farmers and fishermen to ensure fair prices and transparent distribution. It eliminates the role of traditional middlemen and rentiers to modernize village trade governance and strengthen national food sovereignty.

What constitutional basis and national goals does this cooperative follow?

KDMP Gorontalo is part of a national initiative under Article 33 of the 1945 Constitution, aiming to return the economic system to its constitutional roots. It functions as an aggregator and accelerator for the rural economy, focusing on food and energy sovereignty alongside national economic transformation.

What is the core operational model for basic goods?

The cooperative provides direct distribution of basic goods and food staples without excessive intermediaries, ensuring that purchasing power is maintained and daily needs are met. This model helps cut the distribution chain that often disadvantages small consumers.

What are the specific loan parameters available?

The cooperative offers low-interest loans of up to Rp3 billion per unit at 6% annual interest over a six-year term, financed by state banks including BRI, BNI, Mandiri, and BSI. This financing structure is designed to support local economic activities sustainably.

How does the cooperative handle agricultural inputs and outputs?

The cooperative operates as an aggregator that collects, manages, and markets local harvests to guarantee fair selling prices and a transparent distribution chain. It also provides subsidized fertilizers and saprotan alongside low-interest credit for business capital.

What unique feature distinguishes this cooperative's ecosystem?

The cooperative is structured as a single institution capable of meeting all community needs under one roof, combining retail, credit, healthcare, and logistics. It serves as the primary economic aggregator for the rural economy in Gorontalo.

What is the funding mechanism for the cooperative?

The cooperative relies on Saldo Anggaran Lebih (SAL) APBN rather than regular APBN, APBD, or APBDes for its main funding. This SAL is deposited in bank Himbara to serve as the credit source for the cooperative units.

Where is Koperasi Desa Merah Putih Gorontalo located?

Koperasi Desa Merah Putih Gorontalo is located at Gorontalo, Gorontalo, ID.

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About Koperasi Desa Merah Putih Gorontalo

Koperasi Desa Merah Putih Gorontalo is a village and sub-district cooperative operating across six cities and regencies in Gorontalo, Indonesia, as part of a national program initiated by President Prabowo Subianto to strengthen the village economy. It provides basic goods and food staples at affordable prices through direct distribution channels. The cooperative offers low-interest loans of up to Rp3 billion per cooperative at 6% annual interest over a six-year term, financed by state banks including BRI, BNI, Mandiri, and BSI. It also acts as an aggregator that collects, manages, and markets the harvests of local farmers and fishermen to ensure fair prices and transparent distribution. Its operations are supported by the Simkopdes digital platform, which provides governance and transparency tools for cooperative management and members.

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Gorontalo, Gorontalo, ID