F & M Mortgage

Tonja and Tara were incredibly helpful. A great start to our home-buying journey!

Would highly recommend working with Tonja Showalter if you re a first time home buyer. She s very diligent, knowledge, and easy to work with. She ll explain absolutely anything that you have questions or concerns about.

We bought a house, we were told everything was gonna be ok with it, when we moved, the AC was not working, the washing machine is still not working (we need a replace) and the paint of the house is so damaged.

Amazing group of professionals. We were recommended Veronica at F&M mortgage when our local personal bank was unresponsive when we needed them most. From the first point of contact with Veronica, she was nothing short of awesome. They navigated us through the mortgage process, start to finish and answered absolutely every possible question or concern I threw their way. And the best part about it, they made it look easy! We were able to ratify a contract and close on the house in less than a month! Outstanding customer service from both Veronica and our UW Melanie and I will recommend them to everyone I know. Thanks guys!

Tonja Showalter was a great mortgage lender for the recent purchase of my new home! She was efficient, helpful, and a pleasure to work with.

Excellent team at F&M Mortgage! Everyone was very attentive and responsive. Would definitely recommend them to anyone looking for a loan. Thanks!

Terri Dart Bradley & Terri Morrison were extremely helpful throughout the entire loan and home buying process. They were very timely and answered any questions that I had. I have also worked with Tonja Showalter, who does a great job as well. They are all professional and do what s in the clients best interest. I would highly recommend using F&M mortgage.

I would highly recommend F&M mortgage. I've had the pleasure of working with Tonja Showalter twice now. From buying our first home a few years ago to most recently building our forever home, she was always excellent to work with!

Signed,sealed and delivered!
Our agent at F&M Veronica was very diligent and patient with us- made the process very easy. Also got us a better loan!
Thanks for all you did behind the scenes to keep it moving, and for your help with the appraisal and making sure there were no surprise fees.Would highly recommend her and the F&M team to anyone looking for a home loan!

As a first time home buyer i couldn't have had a better experience and my agent veronica answered every question i had in a timely manner. Her professional service guided me through every step without worry

I have been looking for a house for 2 years and had many preapprovals from many agency. F&M made it smooth comprehensive and quick. The agent kept in touch, guided me through all the areas with ease. I finally have a home. Thank you all so much.

I had a great experience working with Terri Bradley! She was a great communicator, and her door was always open for my crazy questions as a first time home buyer. I would highly recommend her to anyone :)

Tonja was so helpful during the whole process. Even after hours she would answer my many phone calls and keep my husband and I updated on every aspect of the process. I could not be happier with F&M mortgage and Tonja!

Tonja Showalter went above and beyond to help us get the best rate for our new home. She was very friendly and immediately responsive to all questions, and helped us feel completely at ease about the whole process. Would highly recommend her and the F&M team to anyone looking for a home loan!

VBS Mortgage and Jon Ischinger were great to work with on a recent home refinance. They have a common sense approach unlike some other lenders which was very helpful since I am self employed. Thank you all at VBS!

Highly recommend VBS Mortgage and Veronica Amato, who is an awesome mortgage advisor.

Tonja Showalter did an amazing job with our mortgage. She made the entire process seamless. Never had to call or worry where we were in the process. She was always available to answer any and all questions

VERY HELPFUL IN EXPLAINING THE PROCESS. VERY KNOWLEDGEABLE AND THOROUGH....TRIED MANY OTHERS WHO DID NOT KNOW OR WANTED TO TAKE ADVANTAGE. F & M VERY POLITE, AND EXPLAINED EVERYTHING....HIGHLY RECOMMEND THEM...

We met with Jon Ischinger regarding a loan and had a great experience. He was genuine and honest. He was looking out for us and guided us through the process. Felt like family. Keep up the good work!

Veronica Amato is an incredibly helpful and knowledgeable mortgage advisor. I highly recommend her!

We both bank through F&M so F&M Mortgage was our first choice. I had a couple other meetings set up with other banks, but cancelled right after meeting with Jon for the pre-approval! He drove to the Broadway branch just to accommodate us. Once everything went into underwriting we hit some speed bumps, bur Terri Morrison worked HARD to ensure we were able to get our first home and are closing tomorrow!
I have nothing but good things to say about Jon and Terri and cannot thank them enough for all of their hard work.

Tonja went out of her way to provide excellent service and worked extra hours to ensure that our loans went through at the best rates possible. Thanks!

Working with Jon Ischinger and VBS mortgage has been great. We bought a "fixer-upper" and Jon was great at guiding us through a complex purchasing process. We would HIGHLY recommend this company.

VBS Mortgage was great to work with on a very challenging multi-property refinance. They were very informative, detailed and timely. I highly recommend VBS!

If you are in the market to buy a new home, I highly recommend contacting Veronica Amato at VBS Mortgage. Getting pre-approved for a home loan can make your house hunting much more enjoyable.

If you are looking for the feel of a local, community lender with all of the benefits that the big banks offer, look no further than VBS Mortgage. They are professional and experienced with a large array of mortgage products and work hard to meet individual needs.

We had a great experience working with Tonja on our recent home purchase. They were very quick and great to deal with. I would recommend F&M Mortgage to anyone looking to purchase a home!

I have had many meetings and spent time with Tonja Showalter and she truly understands the Mortgage lending Business with excellence. I have the privilege of building a Team with Tonja and I feel she has the expertise to help in many different situations. She is extremely reliable, very knowledgeable and has a heart to want to help others capture their Dream Home. She s very prompt in returning calls to her Client s. She s involved in the daily movement of homes and aware of her competitors. With the Mortgage options that F&M (VBS) Mortgage has to offer and the fact they have on-site Underwriters, they will stay in the forefront of their competition. So if you are looking for a re-finance, new construction or just a new purchase I highly recommend you give Tonja Showalter a chance to work for you. It s a pleasure working with you and being a part of your Team!