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Emirates Islamic

2.0· 43 reviews
Average ratingPoor
2.0/ 5

Based on 43 reviews

519%
45%
32%
22%
172%
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Sepideh Moussavi
Reviews 1

This bank's governance is a complete joke. They have no proper systems and processes in place to properly address customers request. For example I have finished paying a loan a month ago and they have not yet updated the system. I visit the branch, they pass me onto call centre. Call centre pass you back to branch. No one really knows what is happening and they play ping pong with customers. Their CALL CENTRE & Switchboard is even worst! It takes 10-15 minutes and many attempts to even get to talk to somebody. They charge you for the calls, they purposely make you wait and delay your call when they know very well they have no answer to your enquiry and they are simply not well-trained to do a job.

Will Issa
Reviews 1

Today s trend is to switch towards online and digital banking. Whereas in my beloved bank Emirates Islamic Bank, you can t even downlaod a proper bank statement which has your details on. If you need this service all what you need to do is simple:
1) Drag ur self here to the branch
2) wait for one hour and
3) just to ensure maximum satisfaction you get charged 150 AED.

Special thanks goes to Mr. David Sunny the operations manager who is not very helpful!

Emirates Islamic Bank where the future will never happen

Nabeel
Reviews 1

Poor customer service.
If you call customer care they will disconnect automatically and saying to send email to customercareunit@emiratesislamic.ae.
If you send email it is always bouncing.

besthome besthome
Reviews 1

Worst customer service ever. if i could put no star, i would do that. YOUR CUSTOMER SERVICE LINE IS JUST THE WORST EVER. No options to talk to a customer service representative when you have urgent inquiries. Why do you have call center then? Employees don't respond, services are worst.

david santosh
Reviews 1

Most of the banks help customers during this pandemic with offers, benefits and discounts. But being a frontliner healthcare staff this bank has put me in utmost stress and helpless situation.. I regret that shouldn't have been a customer with this bank.. the top level always hide behind and front staff always have no answers for many things except bank policy, policy, policy.

abdelraheem gaber
Reviews 1

Very very BAD and unorganized bank
They will do pending application while you do credit card and will never remove it so u will not be able to take more credit cards or loans
I will never deal with it again
Very bad experience
No system
No communication
No care

Ferdaous Ezzine
Reviews 1

I went to emirates headquarters branch for the restructuring of my loan , the agent named Sharooq was so rude and unprofessional he made me feel like I was there begging , after waiting for ages he told me my papers were not completed and I have to print new once and fill them when I asked him which papers were missing and why I have to fill them again he told me he will send me another email with the papers -which he obviously didn t do- I just wanted to highlight how unprofessional was this agent .. it was an awful experience!

Marwan Bin Hafidh
Reviews 1

The staff lack the experience in dealing with the needs of the auditors and the weakness of the services provided with the lack of transparency when evaluating transactions and does not deserve any star (I do not recommend it at all) No efficiency and no commitment only words ......

UAE Vibes
Reviews 1

It almost a month a complaint or a request from a customer given and still it's pending .Planning to cancel all my relationship with this bank including family members Kunooz account . Every day did follow up with the call center and they inform somebody will call from concern department and no one calls.I don't recommend anyone to bank with EI

MommyJu Nogara
Reviews 1

DHCC EIB Branch for me is very excellent. I've been to Garhoud and Sahara Centre but i'm not satisfied with their service, most worst is in SAHARA Centre, the customer service is not good when its comes to explanation and service. almost every weekend i went to there to update the status of my account and my money but ending with nothing. But in EIB DHCC Branch is very easy to communicate, clean place, quite and very accommodating staff even the security is very approachable. I'm Satisfied!

Fox m
Reviews 1

Since more than 4Yrs the bank not able to fix their profile system , another customer profile showing in my profile , several complaint done and the reply as usual ( issue resolved ) but nothing resolved because their IT doesn't know how to solve the issue .
Very bad service , many agents on their call center doesn't know how to check the system m and always putting Hold , and bad customer service.
Complaint raised with the central bank already .

Even 1 star you don't deserve

abdul q
Reviews 1

HI , I am sure no one in the EIB management is going to look at this review ! But let me tell you all this is the worst bank ever I have come across in my life and I believe the biggest mistake I have done is opening an account with this bank ! I already loss my big amount , please if anybody joining for any account or some other investment please dont do , dont believe there salesman , i lost my big amount and i told explain them how they cheated me but they are not willing to hear so dont start account

Nithin John
Reviews 1

HI , I am sure no one in the EIB management is going to look at this review ! But let me tell you all this is the worst bank ever I have come across in my life and I believe the biggest mistake I have done is opening an account with this bank ! I have raised a concern on June 13 and I have not yet got any solution to the same whenever I call the Call center they are replaying that someone will get back and thats it !!!! Is this the way it work! Feel like to hang myself for the mistake I have done of opening the account with EIB! #Pathetic # Poor Service #

Zafar Iqbal
Reviews 1

Very bad experience.
Want to get my loan released before first salary but the bank is not approving.Am ready to pay any guarantee as I need the money urgently.
EBI must treat some customers with special care.
Bank officer who proceesed my loan did not informed me anything about the loan release timings otherwise I would have opted against.
Not good customer services

Omar Ali
Reviews 1

By God, advice from me, guys, I myself did not see anything but lying and theft
First I completed a year s end and the bank withdrew the full salary .. I asked the bank to return the debt schedule, but he did not take any wages from a year that are counted in arrears and the bank is the one who is late in resetting the schedule. This is considered theft.

They treated them in a big lie at the beginning. They said about insurance for salafiya, in case you lose your time, etc. And when they say no insurance, you are not safe.

By God, I did not see them well. I hope that I close my account with them as soon as possible
And the employees treated you when they spoke to you in a threat way, as if they were giving you Salafism from his father s pocket ... God does not bless them, I pray for them from my heart in the Holy Month

Raymond John
Reviews 1

Weird rules for credit card , unusual delay in getting approval, no human agents to talk to!! Customer can't use credit card if a balance transfer is taken, nowhere is mentioned in their mobile app, the amount to pay to avoid finance charges leaving people in chaos.

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About Emirates Islamic

Emirates Islamic bank offers sharia compliant banking solution which includes personal banking, business banking and corporate banking.

Emirates Islamic: A Leading Sharia-Compliant Bank in the UAE

Emirates Islamic is a leading sharia-compliant bank in the United Arab Emirates (UAE) that offers a wide range of banking solutions to individuals, businesses, and corporations. The bank was established in 2004 with a vision to provide innovative and customer-centric banking services that are compliant with Islamic principles.

The bank's commitment to sharia compliance is reflected in its products and services, which are designed to meet the unique needs of its customers while adhering to the principles of fairness, transparency, and social responsibility. Emirates Islamic offers personal banking solutions such as savings accounts, current accounts, credit cards, personal finance options like home finance and auto finance.

For businesses looking for financing options or other business-related services can opt for Business Banking Solutions offered by Emirates Islamic. These include trade finance facilities like letters of credit (LCs), guarantees & bonds; working capital financing; term loans; overdraft facilities; commercial property financing etc.

Corporate clients can benefit from Corporate Banking Solutions offered by Emirates Islamic which includes cash management solutions such as account management & reconciliation services; payment processing & collections etc., trade finance facilities like LCs/guarantees/bonds/financing etc., treasury products including foreign exchange hedging tools.

One of the key strengths of Emirates Islamic is its focus on innovation and technology-driven banking solutions. The bank has invested heavily in digital channels such as online banking platforms that allow customers to access their accounts anytime anywhere through mobile devices or desktop computers.

In addition to this Emirate's Islamic also provides an award-winning mobile app that allows customers easy access to their account information along with features like bill payments using Apple Pay or Samsung Pay wallet integration making it easier for customers who prefer contactless payments during these times when hygiene is paramount.

The bank has also introduced several other innovative products such as "QuickRemit" - an instant money transfer service available 24/7 via online/mobile channels allowing users quick transfers at competitive rates across multiple currencies globally without any hidden fees or charges.

Another notable feature offered by Emirate's islamic is "EI World", an exclusive lifestyle program offering discounts on dining experiences at top restaurants across UAE along with travel benefits including hotel stays at discounted rates worldwide among others making it more than just a financial institution but rather a partner for life!

Emirates Islamic has received numerous awards over the years for its commitment towards providing exceptional customer service experience coupled with innovative product offerings. In 2020 alone they have won awards from Global Finance Magazine - Best Digital Bank UAE 2020 & Best Mobile Banking App UAE 2020 among others showcasing their dedication towards providing world-class digital experiences while keeping up-to-date with latest trends within industry standards ensuring they remain ahead of competition always!

In conclusion, if you're looking for a reliable sharia-compliant bank that offers innovative digital solutions coupled with exceptional customer service experience then look no further than Emirates islamic! With over 50 branches across UAE along with extensive network ATMs available throughout country makes it easier than ever before access your finances whenever wherever needed!

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Banking