Southern Pine Credit Union

Southern Pine Credit Union is a member-owned financial institution that has served the PCA community since 1954. It provides a convenient and low-cost alternative to traditional banking for employees, family members, and retirees. Profits are returned to members through better values on products and services and improvements to technology and security systems.

The credit union offers a wide range of loan products with competitive rates, including auto loans as low as 5.00% APR and RV, camper, and boat loans as low as 6.75% APR. They also provide personal loans and share-secured loans to help members with various financial needs.

Southern Pine Credit Union is located at 5495 Clyattville Lake Park Road in Valdosta, Georgia, with a mailing address at P.O. Box 1029 in Lake Park, Georgia. The institution is federally insured by the National Credit Union Administration and operates under NMLS # 415980.

Members can access services through the Southern Pine Credit Union mobile banking app and online banking platform, which allows them to bank from anywhere at any time. The website also provides financial calculators and tools to help members plan their financial goals.

The credit union has a dedicated mortgage team that handles various home financing needs, including construction loans, home equity loans, and mortgage loans. They also offer unimproved land loans as part of their comprehensive lending services.

Southern Pine Credit Union offers a scholarship program designed to improve the financial well-being of its members. The institution also provides educational programs to help members enhance their understanding of personal finance.

The credit union provides a variety of member accounts, including personal checking, share savings, Christmas club accounts, and individual retirement accounts (IRAs). They also offer share certificates of deposits and direct deposit services.

The credit union has two loan officers, Monica Williams (NMLS # 518101) and Dee Cosby (NMLS # 518102), who assist members with loan applications and inquiries. They are part of a team committed to providing courteous and professional service.

The credit union offers a mobile deposit feature that allows members to deposit checks electronically through their online banking platform. This convenience is part of their broader suite of digital banking tools.

The credit union provides a fraud prevention system and a share insurance estimator tool to help members understand their coverage and protect their assets. These tools are part of their commitment to member security.

The credit union offers a variety of loan products for recreational and personal use, including loans for ATVs, 4-wheelers, and golf carts. They also provide lawn and garden equipment loans as well as tractor and trailer financing.

The credit union has a high Trustburn rating of 4.5 out of 5 from 12 reviews, with the majority of reviews being 5-star. Reviewers consistently praise the friendly and knowledgeable staff, competitive rates, and user-friendly online banking platform.

The credit union provides a toll-free number at 866.397.1118 for members who need assistance, in addition to the main phone number at 229.559.3311. They also offer a fax number at 229.588.8627 for specific communication needs.

The credit union offers a variety of financial calculators on their website to help members plan their financial goals, such as estimating share insurance or calculating loan payments. These tools are designed to assist members in making informed financial decisions.

The credit union provides a mobile banking app that allows members to access their accounts and perform transactions from anywhere. This feature is part of their commitment to providing convenient and modern banking services.