Koperasi Desa Merah Putih Kalimantan Selatan

Koperasi Desa Merah Putih Kalimantan Selatan (KDMP) is a regional village and kelurahan cooperative organization operating across 13 cities and regencies in South Kalimantan, with its center in Banjarmasin. It functions as a village economic aggregator and accelerator, providing staple goods and basic necessities directly from distributors to keep prices affordable. The cooperative offers low-interest capital loans of up to Rp3 billion per cooperative at 6% per year with a six-year tenor, funded through state-owned banks including BRI, BNI, Mandiri, and BSI. It also collects, manages, and markets the harvests of farmers and fishermen to ensure fair pricing and transparent distribution.

To become a member, you must register at the KDMP office in your kecamatan or desa/kelurahan in Kalimantan Selatan. You need to prepare your KTP, KK, and NPWP, pay the simpanan pokok and wajib, and then activate your membership through the Simkopdes application.

Each KDMP cooperative can apply for a loan of up to Rp3 billion with an interest rate of 6% per year and a maximum tenor of 6 years. These loans are channeled through bank Himbara, which includes BRI, BNI, Mandiri, and BSI, using funds from SAL APBN.

KDMP provides nine specific units of business services: simpan pinjam, gerai sembako, apotek desa, klinik kesehatan, logistik hasil panen, gerai pupuk/saprotan, SPBU/SPBE mini, warung digital, and jasa layanan publik.

Sembako items at KDMP are cheaper than at the market because they are supplied directly from distributors without excessive intermediaries. This model cuts the distribution chain that often disadvantages consumers.

The cooperative operates in 13 cities and regencies across Kalimantan Selatan, including Kota Banjarbaru, Kota Banjarmasin, Kabupaten Balangan, Kabupaten Banjar, Kabupaten Barito Kuala, Kabupaten Hulu Sungai Selatan, Kabupaten Hulu Sungai Tengah, Kabupaten Hulu Sungai Utara, Kabupaten Kotabaru, Kabupaten Tabalong, Kabupaten Tanah Bumbu, Kabupaten Tanah Laut, and Kabupaten Tapin.

KDMP was launched by President Prabowo Subianto on July 21, 2025, as part of a government program to empower rural communities through a cooperative-based gotong royong system.

The platform Simkopdes is available as a digital management system for KDMP, accessible at simkopdes.go.id or via the Simkopdes Mobile app for smartphones.

According to PMK No. 49 Tahun 2025, the kepala desa or lurah acts as the ex-officio supervisor of KDMP at the village or kelurahan level.

KDMP helps farmers and fishermen by picking up, collecting, and managing their harvests at fair prices, eliminating the role of tengkulak who often exploit small producers.

KDMP is funded by Saldo Anggaran Lebih (SAL) APBN rather than regular APBN, APBD, or APBDes, ensuring a specific financial structure for its operations.

The cooperative aims to modernize rural trade governance, strengthen national food sovereignty, and eliminate the roles of tengkulak and rentenir to return the economic system to Article 33 of the 1945 Constitution.

KDMP is described as the only village economic institution capable of fulfilling all community needs under one roof, integrating staple goods, credit, and agricultural management.

KDMP operates as a program under the Ministry of Cooperatives of the Republic of Indonesia, focusing on building village economies and strengthening the national economy.

Koperasi Desa Merah Putih Kalimantan Selatan is located at Banjarmasin, Kalimantan Selatan, ID.