The interface is straightforward and effectively demonstrates how income thresholds impact Medicare Part B and Part D premiums. I find the explanation of the MAGI calculation helpful for understanding the underlying rules. The tool clearly distinguishes between standard premiums and the additional surcharges, allowing for accurate financial planning without unnecessary complexity.
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4 Reviews
Love that it stays in my browser. No sign-up needed. The bracket info is clear.
I appreciate that this tool runs entirely in my browser, keeping my income data private. It provides a clear estimate of my 2026 Medicare premiums based on my 2024 tax return, which is exactly what I needed to plan my budget carefully.
I am thrilled to see a free tool for this! It is so convenient. However, the page lacks detailed contact info for specific questions. I hope they add more support soon because accurate data is key for our retirement planning!
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About 2026 IRMAA Calculator
The 2026 IRMAA Calculator is an online tool that estimates Medicare Part B and Part D premiums based on a user's modified adjusted gross income (MAGI) from two years prior. Users enter their tax filing status and prior-year MAGI to see their projected premium amounts, applicable IRMAA surcharges, and how close they are to the next income bracket. The site also provides a full table of 2026 IRMAA brackets by income tier and filing status, and explains how the income-related monthly adjustment amount is calculated by Social Security.
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