Anytime Finance

Anytime Finance is a licensed finance broker in Queensland, Australia, with an Australian Credit Licence 543046. They partner with over 80 lenders including Secure Funding (Liberty), Pepper Money, and Latitude Financial Services to offer loans for cars, caravans, motorbikes, boats, trucks, and equipment. The business operates entirely online or over the phone, requiring no in-person visits.

The process begins by answering a few questions about your loan needs, followed by a quick online application. Once approved, loan documents are provided the same day, and funding typically occurs within 24 hours, though this can vary based on individual circumstances and lender policies.

Anytime Finance offers a wide range of loan types including caravan, car, motorbike, equipment, boat, truck, solar, commercial, holiday, asset, and lifestyle finance. They also assist with refinancing existing loans. Eligibility for equipment finance generally requires a good credit score, proof of business operations, financial statements, and sometimes a down payment.

The company is based in Australia, specifically operating out of Eagle Farm, QLD 4009, but their services are available nationwide. They do not require customers to visit their physical location, as the entire process can be handled online or via phone from anywhere in Australia.

According to their website, the service is completely free for the customer, with no upfront fees charged by the broker. Any fees that do apply are communicated upfront to avoid surprises, and the service aims to provide a competitive rate and structure tailored to the client's needs.

The business highlights a 100% online application process and claims over 20 years of proven expertise. They describe their team as 'caffeine-fuelled, no-nonsense' consultants who prioritize empathy and approachability over traditional corporate styles, aiming to make the finance process fast and simple.

A recent Trustburn review from July 26, 2024, gave the business a 1 out of 5 rating, citing 'limited options and slow service' as the primary complaints. This single negative review contributes to their current Trustburn score of 1 out of 5 from one review.

Reviewers on Trustburn praise the team's customer service skills and professionalism, with one user noting the process was 'seamless' and another expressing gratitude for the skilled assistance in purchasing their first car. These positive sentiments contrast with the recent negative feedback regarding speed and options.

The business states they work with a wide network of trusted lenders to assess and provide tailored solutions. They emphasize that they are not limited to businesses and actively help individuals, families, sole traders, and contractors, including those with less-than-perfect credit scores.

The website includes a finance calculator that allows users to estimate weekly, fortnightly, or monthly repayments without a credit check. Users can input their desired loan amount and term to get a rough idea of costs before applying.

To get started, customers can use the online calculator to estimate repayments, then answer a few questions to match with a loan solution. Alternatively, they can call the 1300 127 487 number or email [email protected] to speak with a broker directly.

The business operates under the legal entity Anytime Finance Australia Pty Ltd | ACN 667 936 807 and is an authorised credit representative of National Finance. Connections Pty Ltd | ACN 661 296 457 holds the Australian Credit Licence 543046 that authorizes their operations.

The business explicitly states they do not require a credit check to use their online calculator or to get started with the application process. They also note that the approval process usually takes a few business days but can vary depending on the lender and the complexity of the application.

You can reach Anytime Finance by phone at +61 406 704 528.

The official website of Anytime Finance is anytimefinance.com.au.