Ingrid Spinks
Reviews 1 ·
I'm shifting a portion of my real estate portfolio into vacation rental properties. Visio the most flexible vacation rental financing program I've found. I'm self-employed so their lower documentation requirements are important to me. I've done both a purchase and a refinance with them. I refinance one of my long term rentals and used some of the cash to purchase a vacation rental. I will use them again.
Great financing solution that doesn t lend based off of DTI. Excellent experience and service.
I have spoken with a few of their Account Executives and communicated with their Marketing team. Their Marketing team answered all of my questions that they were capable of answering, were very professional, friendly and honest. They display their information in a clear and concise manner both on their website and on paper. The Account Executives that I communicated with were excellent as well. Many of them have either been in the Mortgage business for a while and/or they are well educated on how their product and the market works. The loan programs are communicated well up front, so there are no hidden fees and they are as honest as they can be. A great experience for me and I would recommend to anyone looking for an investment property mortgage.
Very unethical. I was told by the Visio broker that my commercial loan would not show up on my credit bc it was in an LLC. I paid 1.5 pts higher that what I could've gotten at a bank just so it would not be on my credit so I would get more buying power in the future. I also reported them to CFPB for unethical practices. AVOID USING!
If you are looking for professional and respectable service don t go here!! The worst customer service ever!! One of the agents are Chris his ID # is 4206. The worse person ever to deal with when trying to conduct business. He clearly didn t want to take the call because he was rude from the beginning. Stay away from here. Especially for your mortgage needs!! Save yourself the time and aggravation.
1) get your closing cost guaranteed in writing before appraisal ( or you will lose appraisal fee) 2)DO NOT ALLOW THEM TO JACK UP CLOSING COSTS near closing!!! 3) if it sounds to good to be true it i 4) one hand doesn t know what the other is doing 5) don t walk away run You will get clobbered 6) Read and heed these bad reviews 7) never, ever pay a fee to move you faster in line that is a bad joke Update: their explanation is total garbage GET EACH And EVERYTHING IN WRITING!!!
Do not waste your time believing anything they tell you about their funding abilities. I strongly believe they are have no idea what they are doing... if you're a minority definitely do not use this company as they will bate and switch you to death only to have you lose your property or properties...
Finally a great vacation lender to help me grow my portfolio! They look at the cash flow of rentals instead of my personal income so I can buy more properties along 30A beaches. Amazing customer service and product.
