Universal Credit Services Reviews

Ran credit without authorization. someone can shut them down

Just saw hard inquiry on my report from UCS.. never authorized it, never heard of the company, not even sure how they got my info. Definitely illegal what this company is doing. Will be making a report with all three credit bureau to have them blocked

Among all of the comments from people flipping out because they have no idea how pulling credit works.... I'll say Thank You

I was hired on as a temporary job within 2 days I was out, I could barely understand the trainer than she acted rude because I could not understand her too well. I misspelled some words on my 2nd day was told they can't overcome that . Shady company

Worked as a temp for this company and honestly I wanted it to work out BUT the job brought me nothing but anxiety, on top of the toxic work environment...training was a nightmare and I had two employees who were disgustingly rude, i was sent condescending emails because of errors due to their different way that they train...it s not worth the hassle

Guys, this company ran my credit again without my authorization. Stay away from these guys and report this right away!

Their agents check credit without permission and give your information to other people before giving it to the applicant, I'm considering suing!

They just did a hard inquiry on my credit yesterday and I never filled out any credit application within the past 2 weeks. This is very disheartening. I will be fighting this inquiry to remove it off my report.

How can you open an inquire without check if it is the real person. You people youre part of the problem, opening credit without given a call or check if it is the the exact person.

I received a random credit report from this company!!

Great Company to do business with ...I have been using them for over 25 years .

These scammers ran my credit without permission and i found out through a hard inquiry ding from my credit report. This company needs to be STOPPED!!! BEWARE-FRAUD!!!!

they ran my credit and i never even heard of this company. I dont know who they are and why would they do that.. and it made me lose 29 points off of my credit report. I never even heard of them until they ran my credit report. im waiting to call them tomorrow and report them for fraud

I was hired here as a temp contractor. I had the most bizarre training experience I have ever had. Toxic, toxic environment in their Middletown office.

So, you just go around checking credit for random people? That's what I'm gathering from the comments. Who's up for a class action suit? Message me.

They never answer the phone!!! Been on hold for 10+ minutes, that s ridiculous!

Allways 30+ min wait. Complete utter disintrest from staff. Took away money when I wasnt on benifit because they belived I was on benifit without actualy checking.

FYI for everybody who thinks this company did a random credit check on you for no reason...

UCS is a CREDIT REPORTING AGENCY.. they order credit reports for companies like mortgage banks and car dealerships. There is an inquiry on your report because you authorized a report while applying for a loan and UCS is simply a third party.

People please do your research.

Very unprofessional during the hiring process they set up a Zoom interview without my knowledge, and then close my application after they said I didn't attend. This company should be ashamed of themselves treating potential employees during this pandemic.

Hi Y'all, I have my fair share of negative experiences with businesses. I have to give 2 thumbs up. I saw them on my experian account. I called and they were able to tell who used them to pull my credit and the guy found it and all good. I appreciate the help.

This company pulled a credit report a day or so after we authorized our credit union to start processing a loan app for us. Didn't know who they were when I saw the name show up on the credit alert but this Google listing matches what came up on the alert. I'm posting "three stars" on the review rating since I can't really rate the company's services since I'm not the 'consumer' of their product.

Ran my credit for no reason, and now my credit is down. I moved into a new place 3 months ago, that is the only thing I can think of. But why hard, and three months later? Something doesn't seem right.

After reading reviews- I researched this company. They processed over 7M hard inquiries. NOT one was an error. UCS is a reseller of Equifax, Trans Union and Experian that processes credit reports for over 13K banks, credit unions, mortgage companies, auto, leases, etc.......If you call them- they are very friendly and tell you what company placed the hard inquiry that you authorized. They will give you the name, address and phone number of the actual company that placed the hard inquiry.

Ran my credit for now reason.havent haven't applied for a car, house or credit card. Seems odd

What the hell is this company? I got a random hard inquiry on my credit for no effin reason!!! And from reading all the comments on here, this company is probably a scam!!!

Had a hard inquiry without my authorization... . I will try to contact the right people to block this company completely... .they are scam

Hard inquiry, I don't know them and did not authorize a credit check....
Now I have to freeze my stuff.
Thanks clowns

They ran my credit without my permission, i dont even know who they are. Fraud and scam

Why am I seeing a credit check from this company, I've never heard of them or applied for credit !

in somehow, they checked my credit which i never heard about them.

Ran credit without authorization. Never heard of them before. Scam! Report this company!!

I wish this company would stop responding with the same generic response! I received an alert that my credit was pulled from this company. I have never heard of UCS. I haven t applied for anything recently. Guess it s time for me to lock my reports