After reading reviews- I researched this company. ...

After reading reviews- I researched this company. They processed over 7M hard inquiries. NOT one was an error. UCS is a reseller of Equifax, Trans Union and Experian that processes credit reports for over 13K banks, credit unions, mortgage companies, auto, leases, etc.......If you call them- they are very friendly and tell you what company placed the hard inquiry that you authorized. They will give you the name, address and phone number of the actual company that placed the hard inquiry.