Also accusing my husband of having an account with them but we've never heard of this company nor had any dealings with them ! But have been summoned to court for a bogus debt. I see its a well known fact that they do this to people and ruin their credit!
unethical company. elect arbitration via JAMS or AAA. If their lawyer is lying or making false statements. Look into filing an ethics complaint. Report any FDCPA or FCRA violations to the CFPB, BBB, and Attorney General. If they sue and don't have a complete chain of title, counter sue and you get a free lawyer and 1k. if you are low income, looking into court waivers and arbitration waivers. They need to have a witness from the original creditor. Other wise its just hearsay. solosuit.com, credit info boards, the defendants package . are all great resources.
Not sure why the other have had issues but they were very helpful with my particular case; same day that I received my collection bill of over $1000 - I called and let them know I would pay it as soon as possible. Two weeks later I spoke to the same representative, she walked me though the process and we were able to get things done on both sides.
If you are nice and respectful, pay your bill, and stick with your word - They will be able to work with you.
Personally, I had a great experience with this Credit Collection company
Paid a debt for paid for deletion that was under $50. They STILL reported as a paid collection after we came to an agreement the debt wouldn't be reported if paid that day. Verbal contracts are legally binding in GA.
Complete FRAUD going on here. They buy debt incurred from identity theft and report it to the credit agencies. When you call to let them know it's identity theft, they give you a bogus email to send documents. But If you don't have documents since it was identity theft, what will you send? If you ask a question in an email, there is no reply. Disputing with Transunion did no good, they just keep saying the debt is accurate! I would suggest calling the State Attorney general for Mississippi.
The staff here is fantastic! The two ladies I spoke with were professional, and they were extremely patient and helpful during the process of trying to sort out my account. They were completely transparent and provided me with every resource possible to fix my issue. This business is veteran-friendly, and as a ten-year United States Navy veteran, I truly appreciate your company's help and service to my family and me!
Just received a letter saying I have debt of $891.32 from 2018. Yeah right! It's a scam, I never had any debt, I do CASH ONLY! This will be reported for sure, don't give them a penny. But, nice try, tho...
I didn't have any issues with this company whatsoever. They offered me a settlement, I paid it, and my collection was satisfied. I think a lot of times it has to do with how we treat the other person on the line; I was polite and knew I had a debt to pay, so I paid a settlement. This company followed through with what they told me they would do, and I was able to move forward with my life.
They are horrible. I payed something off and now four days later they STILL have not sent me a receipt. I have called and called, they never fricken answer the phone I have left many messages and still no reply. You would think since they re whole thing is to collect debts they would answer the phone.
This is my first time having to contact a collection company.
I have to say, I am extremely grateful for Amanda and Rosalyn. They both were extremely wonderful, answered all of my question, were very professional, courteous and overall provided an amazing customer service. Amanda also made sure I was well taken care of and provided to me a letter showing my balance has been settle in full. I can't say enough great things about my amazing experience with this two lovely ladies and this company. Thank you so much for your wonderful work and once again, for your excellent customer service.
