I was a first time home buyer and nervous, I credit Billy to me now being a home owner. I am beyond grateful to him for explaining everything, keeping me up to date on what the next step in the mortgage loan process would be and answering all questions I had along the way.
I trust this company with my close eyes. They are professionals A-1 and trying to help you all the time. I purchased a house 6 years ago, they guide me all the steps; and even after 2 years, Heather gave me a great advice in order to reduce my home taxes. Love them.
Thank you so much Billy for saving the day! I Was able to purchase my dream home today 100% because of your effort!
I cannot recommend this company enough!
I'm one to research, research, research when going into something as life changing as a mortgage, buying a car, electronics, etc. I found Savage and Associates through working with my local Credit Union.
I worked with Billy on my home mortgage about a year ago, and he was absolutely phenomenal. He takes the time to explain your costs to you. If you have any questions, he'll walk you through the documents and explain all the numbers to you so that you're comfortable with everything. Billy is a mortgage broker, not a lender, however he is able to find you a better rate than most if not all of the other mortgage lenders out there. I did my mortgage shopping and research before getting in touch with Billy, and even with all of the shopping and research I did, Billy still got me the best deal. I even had a lender tell me that they would match the best deal I found, and when I leveraged the best deal against them, they told me to take a hike. Billy has been doing this stuff for 25 years, and he's such a pleasure to work with and also a wealth of knowledge. When you go to close on your house, Billy will show up in person and explain every document that you sign so that you're comfortable throughout the closing process too.
Additionally, when the mortgage rates tumbled this year, Billy reached out to me to gauge my interest in refinancing and saving money. I worked with him to refinance my mortgage to lower my interest rate, and once again, walked through all of the numbers and explained everything to me so that I was comfortable throughout the entire refinancing process.
I highly recommend giving Billy a chance at helping you with your mortgage needs.
I had my mortgage done through Savage, and being a first-time home owner I was nervous, inexperienced, and pretty much clueless. Billy Horn did an ABOVE AND BEYOND job to help me out, and I cannot thank him enough for his services. He was extremely knowledgeable, walked me through the whole process, and made it easy to understand. Five stars!
Lou Ramirez is fantastic to deal with. He listens to your input and gives you his guidance and suggestions from there!
Cannot recommend Savage and Associates. Their employee, 'pretended' to be a consumer looking for life insurance information. Sadly, Savage and Associates offers life insurance, and this employee, Kyle Schwimming, tried to steal proprietary information.
savageandassociates.com
