Sarma Reviews

I came here for same day service for the Sheriffs office and I was in and out quickly. The staff are very polite and customer service was excellent ! Thanks yall !

This place says that you pay off the balance and they will remove it from the credit report. Be advised that they don't.

Why did you pull my credit? I have never applied with you, Never gave you permission, never heard of you. Get back with me so we can solve this issue immediately!

SARMA helped me find out my credit standings almost a decade ago & I can't wait for them to help me again. Soooo grateful that this entity exists so that I do not have to pay any type of "credit repair" agency. They give you the ability to "see" everything so that you can contact credit reporting agencies and correct disputes absolutely on your own.

Great company, bad reviews are probably from clients who did not get approved for a mortgage or did not understand how things work. I am a mortgage broker and have been using them for years and they are great.

They ve been reporting to the credit bureau an account over $900, from my doctors office, the actual amount owed was only $21, yet they validated the amount when I called the doctors office to complain, they let me know my acct was never even sent to collections. Now it s impacting my credit to buy a house. If this is not fixed by the end of the month I ll be looking into legal assistance.

what I thought to be an unauthorized credit inquiry was actually valid, SARMA was very helpful in identifying third party who I then called and clarified the inquiry.

The negative reviews are due to the Consumers not understanding that lenders use SARMA systems to pull credit. SARMA does not pull reports without your consent. Consumers who are in the market for a Mortgage might be applying with a lender who uses SARMA platform to pull a report, which is why the inquiry will show up under SARMA. Great company and very informative on advising who exactly pulled your credit. Calling them will clear things up for sure

Font bother calling. Their recording disconnects after it gives you basic information

Opened a dispute with the credit bureaus over this collection agency. #1 know your rights. The Statute of Limitations in Texas is Four Years from the date of default. That is not 4 years from the date Sarma buys your account debt. The Texas Debt Collection Act also penalizes companies like Sarma that continue to attempt collection by reporting information to the Credit Bureaus after the 4 year period of default has passed. After contacting the Credit Bureaus through official dispute and explaining this debt was generated in Texas, State law governs that Sarma be removed from the credit report after the statute of limitations deems Sarma to be an invalid collector. Sarma Collections entered no contest to the dispute, likely avoiding a damages claim. This is because you cannot report on a debt you are not lawfully able to collect and thus they were removed across all three Credit Bureaus from my report. My advice to Sarma: You have 4 years from the moment the person defaults with their original creditor - not you. Get better lawyers.