The negative reviews are due to the Consumers not ...

The negative reviews are due to the Consumers not understanding that lenders use SARMA systems to pull credit. SARMA does not pull reports without your consent. Consumers who are in the market for a Mortgage might be applying with a lender who uses SARMA platform to pull a report, which is why the inquiry will show up under SARMA. Great company and very informative on advising who exactly pulled your credit. Calling them will clear things up for sure