Palmetto citizens federal credit union Review

About Palmetto citizens federal credit union

Palmetto Citizens Federal Credit Union: Your Trusted Financial Partner

Palmetto Citizens Federal Credit Union (PCFCU) is a not-for-profit financial institution that has been serving the Columbia, SC area since 1936. With over 60,000 members and $1 billion in assets, PCFCU is one of the largest credit unions in South Carolina.

At Palmetto Citizens, we believe that everyone deserves access to affordable financial services. That's why we offer a wide range of products and services designed to meet the needs of our diverse membership base. Whether you're looking for a loan to buy a car or home, want to open a checking or savings account, or need help planning for your retirement, we've got you covered.

Our commitment to providing exceptional service has earned us numerous awards and accolades over the years. In fact, PCFCU was recently voted Best Credit Union in Columbia by readers of The State newspaper for the fifth year in a row!

Here are just some of the reasons why Palmetto Citizens is your best choice for all your banking needs:

Competitive Rates: We offer some of the most competitive rates on loans and deposits in South Carolina. Whether you're looking for an auto loan with low monthly payments or want to earn more on your savings with our high-yield accounts, we've got you covered.

Convenient Access: With 11 branches located throughout Richland and Lexington counties as well as online banking options available 24/7 from anywhere with an internet connection; it's easy to manage your finances wherever life takes you.

Personalized Service: At Palmetto Citizens Federal Credit Union every member matters! Our friendly staff will work with you one-on-one to understand your unique financial situation and help find solutions tailored specifically towards meeting those needs.

Community Involvement: We believe that giving back is essential part of being good corporate citizens which is why we support local charities through donations & volunteerism efforts throughout our community.


Loans:
We offer various types of loans including personal loans (for debt consolidation), auto loans (new & used), mortgages (fixed-rate & adjustable-rate), home equity lines-of-credit (HELOCs) among others.

Checking Accounts:
We have several different types of checking accounts including free checking accounts without any monthly fees or minimum balance requirements.

Savings Accounts:
We have several different types of savings accounts including regular savings accounts which earn interest at competitive rates along with other options like money market accounts & certificates-of-deposit(CDs).

Online Banking:
Our online banking platform allows members access their account information anytime from anywhere using their computer/mobile device.

Mobile Banking:
Our mobile app allows members access their account information anytime from anywhere using their smartphone/tablet device.

Credit Cards:
We offer credit cards through Visa® which come equipped with features such as cashback rewards programs along with fraud protection measures.


In conclusion,
If you're looking for a trusted partner who can help guide you towards achieving all your financial goals then look no further than Palmetto Citizens Federal Credit Union! Our commitment towards providing exceptional service combined with competitive rates makes us stand out amongst other banks/credit unions within Columbia area. So whether it's opening up new account(s) , applying for loan(s), managing existing ones via online/mobile banking platforms - rest assured knowing that PCFCU has got everything covered!