About Lending bankers mortgage
Lending Bankers Mortgage: Your Trusted Partner for Home Financing in Florida
Lending Bankers Mortgage is a leading mortgage brokerage firm based in Miami, Florida. We specialize in providing customized home financing solutions to US residents and foreign nationals across the state of Florida. Our team of experienced mortgage professionals is committed to helping you achieve your dream of homeownership by offering personalized service, competitive rates, and flexible loan options.
At Lending Bankers Mortgage, we understand that buying a home can be one of the most significant investments you will make in your lifetime. That's why we strive to make the process as smooth and stress-free as possible. Whether you are a first-time homebuyer or an experienced real estate investor, our team has the expertise and resources to help you find the right loan program that fits your unique needs.
Our Services
We offer a wide range of mortgage services tailored to meet your specific requirements. Some of our key services include:
1) Conventional Loans: These are traditional mortgages that conform to Fannie Mae or Freddie Mac guidelines. They typically require a down payment ranging from 3% - 20% depending on various factors such as credit score, income level, and property type.
2) Jumbo Loans: These are non-conforming loans that exceed the maximum loan limits set by Fannie Mae or Freddie Mac. They are ideal for borrowers who need higher loan amounts than what conventional loans can offer.
3) FHA Loans: These are government-backed loans insured by the Federal Housing Administration (FHA). They require lower down payments (as low as 3.5%) and have more lenient credit score requirements than conventional loans.
4) VA Loans: These are guaranteed by the Department of Veterans Affairs (VA) and available exclusively to eligible veterans, active-duty military personnel, and their spouses. They offer competitive interest rates with no down payment required.
5) Foreign National Loans: We also provide financing options for non-US citizens who want to purchase a property in Florida. Our team has extensive experience working with foreign nationals and can help you navigate the complex process of obtaining a mortgage in the US.
Why Choose Lending Bankers Mortgage?
1) Personalized Service: We take pride in offering personalized service to each of our clients. Our team will work closely with you to understand your unique needs and provide tailored solutions that meet your goals.
2) Competitive Rates: We have access to a wide range of loan programs from multiple lenders, which allows us to offer competitive rates and terms.
3) Fast Turnaround Times: We understand that time is of the essence when it comes to home financing. That's why we strive to provide fast turnaround times on loan approvals and closings.
4) Experienced Professionals: Our team consists of experienced mortgage professionals who have been serving clients in Florida for many years. We have the knowledge, expertise, and resources needed to help you achieve your homeownership goals.
5) Commitment to Excellence: At Lending Bankers Mortgage, we are committed to excellence in everything we do. We hold ourselves accountable for delivering exceptional service and results that exceed our clients' expectations.
In Conclusion
If you are looking for a reliable partner for home financing in Florida, look no further than Lending Bankers Mortgage. With our personalized service, competitive rates, and flexible loan options, we can help make your dream of homeownership a reality. Contact us today to learn more about how we can assist you with your mortgage needs!