About Langley federal credit union
Langley Federal Credit Union: A Trusted Financial Partner for Over 80 Years
Langley Federal Credit Union is a member-owned, not-for-profit financial institution that has been serving the Hampton Roads community since 1936. With locations in Hampton, Newport News, Williamsburg, Chesapeake, Isle of Wight, Norfolk, Suffolk and VA Beach., Langley offers a wide range of financial products and services to its members.
As a credit union, Langley is owned by its members rather than shareholders. This means that profits are returned to members in the form of lower fees and better rates on loans and savings accounts. Langley's mission is to help its members achieve their financial goals by providing them with personalized service and sound financial advice.
One of the key benefits of being a member of Langley Federal Credit Union is access to low-cost loans. Whether you need a car loan or a mortgage for your dream home, Langley offers competitive rates that can save you thousands over the life of your loan. In addition to traditional loans, Langley also offers credit cards with low interest rates and rewards programs.
Another advantage of banking with Langley is access to free checking accounts with no minimum balance requirements or monthly fees. Members can also take advantage of online banking services such as bill pay and mobile deposit.
For those looking to save money for their future goals or retirement, Langley offers various savings options including share certificates (similar to CDs), money market accounts and individual retirement accounts (IRAs). These accounts offer higher interest rates than traditional savings accounts while still maintaining FDIC insurance up to $250k per account holder.
In addition to these core products and services offered by most banks or credit unions; there are several unique features that set apart from other institutions:
1) Investment Services: For those looking for professional investment advice on stocks/bonds/mutual funds etc., they have an experienced team who can help guide through this process.
2) Business Banking: They offer business checking/savings/loans/credit cards etc.
3) Insurance Services: They provide auto/homeowners/life insurance policies at competitive prices.
4) Financial Education: They offer free seminars/webinars/workshops on various topics like budgeting/investing/retirement planning etc.
Overall if you're looking for an institution where you're more than just another customer but rather part owner/member who receives personalized attention from knowledgeable staff then look no further than joining "Langely Federal Credit Union".