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About Kredex

KredEx aitab ettevõtetel kiiremini areneda ja turvaliselt välisturgudele laieneda pakkudes laene, riskikapitali, krediidikindlustust ja riigi garantiiga tagatisi. Aitame parandada inimeste elamistingimusi, pakkudes kodu soetamiseks riigi garantiiga laenutagatisi ning energiatõhususele suunatud lahenduste teostamiseks laenu, tagatisi ja toetusi.

Kredex: Empowering Businesses to Expand and Grow

Kredex is a leading financial institution in Estonia that provides loans, venture capital, credit insurance, and state-guaranteed collateral to help businesses expand and grow. With a mission to improve people's living conditions by offering state-guaranteed loan guarantees for home purchases and loans, Kredex also supports energy-efficient solutions through loans, collateral, and grants.

Founded in 2001 as a non-profit organization by the Estonian government, Kredex has been instrumental in promoting economic growth by providing financial support to small- and medium-sized enterprises (SMEs) across various sectors. The company has played a significant role in facilitating international trade by helping Estonian companies enter foreign markets with confidence.

Kredex offers several financing options tailored to meet the specific needs of businesses. These include:

Loans: Kredex provides long-term loans with flexible repayment terms for SMEs looking to invest in fixed assets or working capital. The company also offers short-term loans for export transactions.

Venture Capital: Kredex invests equity capital into innovative start-ups with high growth potential. The company's venture capital arm focuses on technology-based companies operating in sectors such as ICT, cleantech, biotech, and materials science.

Credit Insurance: Kredex offers credit insurance that protects businesses against losses resulting from non-payment of invoices due to insolvency or protracted default of their customers.

State-Guaranteed Collateral: Kredex provides state-guaranteed collateral that enables SMEs without sufficient collateral to obtain bank financing for their projects.

In addition to these financing options, Kredex also supports homeownership through its loan guarantee program. Under this program, the government guarantees up to 90% of the loan amount taken out by first-time homebuyers who meet certain eligibility criteria. This initiative has helped many Estonians realize their dream of owning a home.

Kredex is also committed to promoting energy efficiency and sustainability. The company offers loans, collateral, and grants for projects aimed at reducing energy consumption and greenhouse gas emissions. These include investments in renewable energy sources, building insulation, and the use of energy-efficient technologies.

Kredex has a team of experienced professionals who work closely with businesses to understand their needs and provide customized solutions. The company's customer-centric approach has earned it a reputation for reliability, transparency, and professionalism.

In conclusion, Kredex is an essential partner for businesses looking to expand their operations or enter new markets. With its range of financing options tailored to meet the specific needs of SMEs across various sectors, Kredex has played a significant role in promoting economic growth in Estonia. Its commitment to supporting homeownership and promoting sustainability makes it a socially responsible institution that contributes positively to society as a whole.

Website
kredex.ee