About Hos financial
HOS Financial Inc: Canada's Leading Lease Purchase Company
HOS Financial Inc, established in 2005, is Canada’s largest and most established Lease Purchase (Rent to Own) company. With over a decade of experience in the industry, HOS Financial has helped thousands of Canadians achieve their dream of homeownership.
At HOS Financial, we understand that not everyone has the financial means to purchase a home outright. That's why we offer flexible and affordable lease purchase options that allow our clients to rent their dream home while building equity towards ownership.
Our lease purchase program is designed for individuals who may have been turned down by traditional lenders due to poor credit or lack of down payment. We believe that everyone deserves the opportunity to own a home and our program makes it possible.
We work with a network of real estate professionals across Canada who help us identify properties that are suitable for our lease purchase program. Once we find a property that meets our criteria, we work with the seller to negotiate an agreement that benefits all parties involved.
Our lease purchase agreements typically last between two and five years, during which time our clients make monthly payments towards their eventual ownership of the property. At the end of the agreement term, they have the option to buy out the property at an agreed-upon price or walk away without any further obligation.
One of the key benefits of working with HOS Financial is our commitment to transparency and fairness. We believe in treating all parties involved with respect and honesty throughout every step of the process. Our team works closely with both buyers and sellers to ensure a smooth transaction from start to finish.
In addition to helping Canadians achieve homeownership through our lease purchase program, HOS Financial also offers other financial services such as debt consolidation loans and credit counselling. We understand that financial challenges can arise at any time in life, which is why we strive to provide comprehensive solutions for all types of situations.
At HOS Financial Inc., we are proud to be Canada's leading Lease Purchase company. Our commitment to excellence has earned us a reputation as one of the most trusted names in real estate financing across Canada. If you're looking for an affordable way into homeownership or need help managing your finances, contact us today!