Foundation Mortgage Corporation Review

About Foundation Mortgage Corporation

Foundation Mortgage Corporation is a leading mortgage company based in Miami Beach, Florida. Established in 1998, the company has been providing top-notch mortgage services to clients across Florida and beyond. With an A+ rating from the Better Business Bureau (BBB), Foundation Mortgage Corporation has built a reputation for excellence and reliability.

At Foundation Mortgage Corporation, we understand that buying a home is one of the most significant investments you will ever make. That's why we are committed to helping you find the right mortgage solution that meets your unique needs and budget. Our team of local home mortgage banking experts is always ready to guide you through every step of the process.

We offer a wide range of mortgage services, including FHA mortgages, VA mortgages, foreign national mortgages, USDA mortgages, reverse mortgages, HARP mortgages and condo mortgages. Whether you are a first-time homebuyer or looking to refinance your existing mortgage loan, we have got you covered.

Our FHA Mortgages are designed for individuals who may not qualify for conventional loans due to low credit scores or limited down payment options. We offer flexible terms and competitive rates that make it easier for our clients to achieve their homeownership dreams.

VA Mortgages are available exclusively to veterans and active-duty military personnel who meet certain eligibility requirements. At Foundation Mortgage Corporation, we take pride in serving those who have served our country by offering VA Mortgages with zero down payment options and no private mortgage insurance (PMI) requirements.

Foreign National Mortgages are tailored specifically for non-US citizens looking to purchase property in Florida or other parts of the United States. We understand that navigating the complex US real estate market can be challenging for foreigners; hence we provide expert guidance throughout the entire process.

USDA Mortgages are government-backed loans designed for individuals living in rural areas with limited income levels. These loans offer low-interest rates with no down payment required making them an excellent option for those seeking affordable housing solutions outside urban areas.

Reverse Mortgages allow seniors aged 62 years or older access equity from their homes without having to sell them outright or make monthly payments on their loan balance while still living there as long as they want! This type of loan can be used as retirement income supplementing social security benefits!

HARP (Home Affordable Refinance Program) allows homeowners who owe more than their homes' current value refinance into lower interest rate loans without having any out-of-pocket expenses! This program was created after many homeowners found themselves underwater on their homes during The Great Recession!

Condo Mortgages cater specifically towards condominiums which require special financing due mainly because they do not fit traditional lending guidelines! Our team at Foundation Mortgage Corporation specializes in Condo Financing so if this is something you need help with please don't hesitate contacting us today!

At Foundation Mortgage Corporation getting pre-approved or applying online has never been easier! Our online application process is simple yet secure allowing our clients peace-of-mind knowing all information submitted remains confidential until approved by one of our licensed Loan Officers!

In conclusion: If you're looking for reliable and professional mortgage services in Florida look no further than Foundation Mortgage Corporation! With over two decades worth experience coupled together with an A+ BBB rating there's no doubt why so many people trust us when it comes time purchasing property whether it be your first time buying a home refinancing existing debt consolidating high-interest credit card balances taking cash out using equity reverse mortgaging downsizing upsizing relocating investing vacationing whatever reason may be let us help guide through every step along way ensuring smoothest possible transaction possible!