The folks at First Residential are exactly what you're looking for. They are professional, patient, fast, and thorough on every front. It felt like I had good friends walking me through the process, who always had time to answer any questions I had, fight for good rates for me, and to be excited for my family.
I HIGHLY recommend you use them. I know I will be for every mortgage need I ever have again.
Ryan is thorough, professional, knowledgeable and attentive. We have used him to purchase a home and do a refinance. He sends very detailed video email correspondence and breakdowns and makes all of the numbers make sense. I highly recommend him to anyone looking to buy or refinance.
First Residential Mortgage, specifically, Ryan Hall has been absolutely great to work with. I worked with him to purchase using my VA benefits and again to refinance while rates were low and both times it was seamless. Great communication and follow up from this team. I not only recommend them but I will continue to go through them for any future property purchase.
My husband and I initially worked with Ryan Hall when trying to purchase our first home a couple years ago. Honestly, we were a bit clueless to the process and had a ton (honestly a ton) of questions throughout the process. Ryan routinely ran numbers for us to give us an estimate on how much our payment would be for different houses. Ryan was ALWAYS kind and quickly responsive. We ended up searching for a home much more distant from our initial area of interest, but Ryan was still able to work with us, which was great. As we went through the buying process, he kept us and our realtor with updates on where we were in the process. He did so well with it that even our well-experienced realtor was impressed by his great communication. Our buying process was really easy (after finding the right house), and we attribute most of that to Ryan and his team. In the process, Ryan sends videos that explain your documentation to make sure you understand everything. Again, super helpful for a first time buyer that didn t know much. He even reached out to us recently to discuss the option of refinancing due to a huge decrease in mortgage rates. It always felt like Ryan had our best interest in the process and was so patient with us. We would highly recommend Ryan!
I purchased a duplex investment property with the help of First Residential Mortgage. The process was quick and easy and if I had any questions the team in Blacksburg was quick to help. When I was searching for the best interest rate Ryan was by far the lowest even in a very competitive/busy market.
I will be using First Residential Mortgage again on future investment properties as well as personal residence. I highly recommend giving them a call!
Great experience. We are now first time home owners! They answered all of our questions and explained the whole process very thoroughly. Really cannot recommend Ryan and his team enough, it was really an enjoyable process working with them
Ryan is a great wonderful person that seamlessly works with you to achieve your mortgage goals. He and his team are professional, through, and really make the experience very easy. They do a great job at First Residental Mortgage
I had a great experience with Ryan and team at First Residential. The communication through the entire process was excellent. I will definitely be working with Ryan again in the future.
We used this business to assist us in finding a mortgage. Ryan made sure to keep us informed in all aspects of this process. He was very professional and knowledgeable.
First Residential Mortgage: Your Trusted Partner for Home Financing in Southwest Virginia
Are you looking to buy a home in Southwest Virginia? Do you need help with financing your dream home? Look no further than First Residential Mortgage, your trusted partner for all your mortgage needs.
We are a locally owned and operated mortgage company licensed to provide services throughout the state of Virginia, but we mainly serve Southwest Virginia. Our offices are located in Blacksburg, Marion and Abingdon. With over 20 years of experience in the industry, we have helped thousands of families achieve their homeownership dreams.
At First Residential Mortgage, we understand that buying a home is one of the biggest investments you will ever make. That's why we offer personalized service and customized solutions to meet your unique needs. Whether you're a first-time homebuyer or an experienced homeowner looking to refinance, our team of experts will guide you through every step of the process.
Our Services
We offer a wide range of mortgage products to suit every need and budget. Some of our most popular services include:
- Conventional Loans: These are traditional mortgages that conform to Fannie Mae or Freddie Mac guidelines.
- FHA Loans: These loans are insured by the Federal Housing Administration (FHA) and require lower down payments.
- VA Loans: These loans are guaranteed by the Department of Veterans Affairs (VA) and offer flexible terms for eligible veterans.
- USDA Loans: These loans are backed by the United States Department of Agriculture (USDA) and offer low-interest rates for eligible rural borrowers.
- Jumbo Loans: These loans exceed conventional loan limits and can be used for high-value properties.
In addition to these services, we also offer refinancing options such as rate-and-term refinancing, cash-out refinancing, streamline refinancing and more.
Why Choose Us?
At First Residential Mortgage, we pride ourselves on providing exceptional customer service. We believe that every client deserves personalized attention from start to finish. When you work with us, you can expect:
- Competitive Rates: We work hard to find the best rates available so that you can save money on your monthly payments.
- Fast Turnaround Times: We understand that time is precious when it comes to buying or refinancing a home. That's why we strive for quick turnaround times on all our applications.
- Expert Advice: Our team consists of experienced professionals who know the ins-and-outs of the mortgage industry. We'll answer all your questions honestly and transparently so that you can make informed decisions about your finances.
- Local Knowledge: As a locally owned company based in Southwest Virginia, we have extensive knowledge about local real estate markets. This allows us to provide tailored solutions that meet your specific needs.
Conclusion
If you're looking for reliable mortgage services in Southwest Virginia, look no further than First Residential Mortgage. With our personalized approach and competitive rates, we'll help make homeownership dreams come true! Contact us today or visit one of our offices.
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