About First fidelity bank
First Fidelity Bank is a community bank that has been serving the people of Oklahoma and Arizona for over 100 years. The bank was founded in 1901 and has since grown to become one of the most trusted financial institutions in the region. With a commitment to providing exceptional customer service, First Fidelity Bank offers a wide range of personal and business banking products and services.
Personal Banking
First Fidelity Bank offers a variety of personal banking products designed to meet the needs of individuals at every stage of life. Whether you are just starting out or planning for retirement, First Fidelity Bank has solutions that can help you achieve your financial goals.
Checking Accounts
First Fidelity Bank offers several checking account options, including free checking, interest-bearing checking, and student checking accounts. All accounts come with online banking access, mobile banking apps, bill pay services, and debit cards.
Savings Accounts
First Fidelity Bank also offers savings accounts with competitive interest rates. Customers can choose from traditional savings accounts or money market accounts depending on their needs.
Certificates of Deposit (CDs)
For customers looking for higher yields on their savings, First Fidelity Bank offers CDs with terms ranging from three months to five years.
Loans
Whether you need a loan for a new car or home improvement project, First Fidelity Bank has options available to fit your needs. The bank offers auto loans, personal loans, home equity loans/lines of credit (HELOC), mortgages (fixed-rate or adjustable-rate), construction loans as well as commercial real estate financing options.
Credit Cards
First fidelity bank also provides credit card services which include Visa Platinum Credit Card which comes with no annual fee; Visa Signature Credit Card which comes with rewards points; Secured Visa Credit Card which helps build credit history; Business Visa Credit Card designed specifically for businesses owners who want more control over their finances while earning rewards points on purchases made using this card.
Business Banking
In addition to its personal banking offerings , First fidelity bank also provides comprehensive business banking solutions tailored towards small businesses owners who want more control over their finances while earning rewards points on purchases made using this card..
Checking Accounts
The bank's business checking account options include Free Business Checking Account ideal for small businesses that have low transaction volumes; Commercial Analysis Checking Account designed specifically for larger businesses that have high transaction volumes; Interest Bearing Business Checking Account ideal if you maintain higher balances in your account(s).
Savings Accounts
The Savings account option includes Business Savings Account where funds can be easily accessed when needed without penalty fees ; Money Market Savings Account where funds earn higher interest rates than traditional savings accounts but still allow easy access when needed without penalty fees .
Loans
For businesses looking to expand operations or invest in new equipment , first fidelity banks offer commercial term loans , lines-of-credit , SBA Loans etc . These loan types are structured based on specific business needs .
Cash Management Services
To help manage cash flow effectively , first fidelity banks provide cash management services such as ACH Origination & Receipts ; Wire Transfers ; Positive Pay ; Remote Deposit Capture etc . These tools enable businesses owners manage their finances efficiently .
Merchant Services
To help streamline payment processing systems within organizations , first fidelity banks offer merchant services such as Payment Gateway Integration ; Point-of-Sale Systems Integration etc . These tools enable organizations accept payments securely & efficiently .
Conclusion:
Overall it is clear that First fidelity bank is an excellent choice if you're looking for personalized service combined with modern technology solutions . With its wide range of products & services tailored towards both individuals & small-businesses alike - there's something here for everyone!