About Digital federal credit union
Digital Federal Credit Union (DCU) is a not-for-profit financial institution that has been serving its members since 1979. With over 900,000 members and assets of more than $10 billion, DCU is one of the largest credit unions in the United States. The credit union offers a wide range of financial products and services to its members, including free checking accounts, auto loans, mortgages, credit cards, savings accounts, business banking services and more.
One of the key advantages of banking with DCU is that it is a not-for-profit organization. This means that any profits made by the credit union are returned to its members in the form of lower fees and better rates on loans and savings accounts. As a result, DCU can offer some of the most competitive rates in the industry.
Another advantage of banking with DCU is its commitment to technology. The credit union has invested heavily in digital platforms to make banking easier for its members. Members can access their accounts online or through mobile apps available for both iOS and Android devices. They can also deposit checks remotely using their smartphones or tablets.
DCU's commitment to technology extends beyond just digital platforms though; it also includes security measures designed to protect member information from cyber threats. The credit union uses state-of-the-art encryption technologies to safeguard member data from unauthorized access.
In addition to offering traditional financial products like checking accounts and loans, DCU also provides investment services through its subsidiary company – Digital Federal Credit Union Financial Services (DCUFS). Members can work with experienced financial advisors who will help them develop personalized investment strategies based on their individual goals.
For businesses looking for banking solutions tailored specifically for them, DCU offers business banking services as well as commercial lending options such as lines of credit and term loans.
Overall, Digital Federal Credit Union provides an excellent alternative for those looking for a better deal on their finances than what traditional banks offer. With competitive rates on all types of loans along with free checking account options available at no cost whatsoever - this institution should be considered by anyone seeking out quality service without breaking bank!