Diamond Property Finance Ltd

Diamond Property Finance Ltd is a specialist property finance brokerage that arranges bespoke mortgage and loan solutions for residential, commercial, and investment property clients. The company structures complex deals including residential mortgages, buy-to-let financing, bridging loans, commercial mortgages, property development finance, and offshore and overseas property finance. It serves a range of clients such as first-time buyers, high-net-worth individuals, professional landlords, expats, and companies with non-standard income or complex requirements.

The brokerage works with a network of lenders to provide tailored funding options where traditional high-street lenders may not offer suitable terms. Their services include bespoke residential mortgage solutions for homeowners with complex requirements, including high-net-worth individuals and those with non-standard income structures. They also provide specialist buy-to-let finance supporting professional landlords in growing portfolios through tailored lending for HMOs, Multi-Unit Blocks (MUB), and limited company structures.

The company was founded by Paul and Kate Fredericks, who bring over 35 years of experience in the financial industry. Paul Fredericks is the Director & Specialist Finance Architect with CeMAP and CeRER qualifications, while Kate Fredericks is the Director & Specialist Finance Consultant. They previously worked in NatWest Private Banking before establishing the boutique brokerage.

To get started, clients can book a complimentary initial consultation to understand their property finance needs, current circumstances, and future goals. After identifying needs, the team explores over 150 lenders to find the best terms, then presents tailored options and required documents. The process includes securing an Agreement in Principle (AIP) and proceeding with formal submission to complete the transaction.

The company claims to have access to over 150 lenders, including high-street banks, boutique lenders, and specialist private banks. This extensive network allows them to secure market-leading terms across complex bridging, commercial, and residential sectors. They emphasize their ability to engineer bespoke funding solutions where traditional high-street lenders lack necessary flexibility.

They specialise in offshore property finance, enabling international investors and foreign nationals to secure UK property. Their services also include bridging finance for fast, short-term capital secured against property to facilitate quick acquisitions or property refurbishments. Development finance provides essential capital for new builds, major conversions, or partial construction projects with flexible draw-down facilities.

The company states that they receive commission from lenders, with different amounts depending on commission models. For transparency, they work with a percentage of the amount you borrow, with further details disclosed throughout the customer journey. They are authorised and regulated by the Financial Conduct Authority (FCA) under reference 1039438.

Clients can contact the business via phone numbers 07871 187 117 for Paul or 07494 082 439 for Katie, or via email at [email protected]. They also offer a contact form on their website where clients can provide preferred contact methods and times of day. The registered address is also available for written correspondence.

The website states that they are rated 5/5 by their clients, though the Trustburn listing currently shows 0 reviews. They pride themselves on building strong personal relationships with clients and acting quickly to think outside the box. Their approach focuses on putting clients at the heart of everything they do.

They specialise in helping families, individuals, and companies obtain financing no matter how complex their requirements may be. Their mission is to make property ownership accessible, ensuring clients feel informed, empowered, and supported throughout the mortgage process. They believe everyone deserves the opportunity to own their dream home or expand their investment portfolio.

The founders have a heritage from NatWest Private Banking, which they use to structure complex debt and find solutions for Multi-Unit Blocks (MUB) and Development Finance. Paul specialises in technical cases involving HMOs and property development, while Kate focuses on High Net Worth Individuals and Expat/Foreign National clients. Their expertise includes HMO/MUB Technical Stress-Testing and Portfolio Refinancing.

They operate with the precision of senior financial analysts and the touch of a concierge to bridge the gap between 'computer says no' and successful completion. Their boutique approach ensures every client receives a bespoke deal structure rather than a 'tick-box' decline. They aim to navigate complex lending environments with expert deal structuring.

The company is registered in England and Wales with registration number 13656178. They are an authorised credit broker and not a lender, working with an unrestricted number of lenders to find potentially suitable recommendations. The FCA does not regulate tax advice or some aspects of commercial, buy-to-let, overseas mortgages, bridging finance.

The official website of Diamond Property Finance Ltd is diamondpropertyfinance.com.

Diamond Property Finance Ltd has official profiles on Facebook.