I do not recommend when it comes to taking a loan ...
I do not recommend when it comes to taking a loan for an apartment, first decisions are made in three months, they lose photos taken in the apartment, every now and then they change their minds when it comes to requirements, first there was no payment of own contribution and then after paying the third tranche of a large loan they stated that the earlier entry in the regulations on non-payment of contributions does not exist and that it never was. Every now and then they come up with something new when it comes to paperwork, signatures, you have to come to the bank several times, during which they do not even have all the documents ready and you have to wait half an hour for the signature from the honorable president, without whom you can not leave the bank. Total shock. It's good that I don't have an account with this bank anymore, total lack of organization even when handling basic ROR matters.