About Avidia bank
Avidia Bank is a mutual community bank that has been serving the people of Massachusetts since 1869. With its headquarters located in Hudson, MA, Avidia Bank offers a wide range of personal and business banking services to its customers.
The bank's mission is to provide exceptional customer service and innovative financial solutions that help individuals and businesses achieve their financial goals. Avidia Bank believes in building long-lasting relationships with its customers by providing them with personalized attention and customized solutions.
Personal Banking Services:
Avidia Bank offers a variety of personal banking services that cater to the needs of individuals. The bank provides checking accounts, savings accounts, money market accounts, certificates of deposit (CDs), individual retirement accounts (IRAs), debit cards, credit cards, online banking services, mobile banking services, and more.
The checking account options include free checking account with no monthly maintenance fees or minimum balance requirements; interest-bearing checking account for those who maintain higher balances; student checking account for students aged 16-24 years old; senior citizen checking account for those aged 62 years or older; and more.
Savings account options include statement savings account with competitive interest rates; money market savings account with tiered interest rates based on balance levels; holiday club savings account for saving up for holiday expenses throughout the year; health savings account (HSA) for those enrolled in high-deductible health plans (HDHPs); and more.
Business Banking Services:
Avidia Bank also provides a range of business banking services to help small businesses grow. The bank offers business checking accounts, merchant services, cash management solutions such as remote deposit capture (RDC) and automated clearing house (ACH) payments processing; commercial loans including lines of credit, term loans, equipment financing etc.; SBA loans including SBA 7(a) loans & SBA Express Loans etc.; commercial real estate lending including construction financing & permanent financing etc.; treasury management solutions such as lockbox service & positive pay etc.; international trade finance solutions such as letters of credit & foreign exchange hedging etc.; investment management & retirement planning solutions like SEP IRA’s , Simple IRA’s ,401(k)s ,403(b)s ;and much more.
Online Banking Services:
Avidia Bank's online banking platform allows customers to access their accounts from anywhere at any time. Customers can view their balances and transaction history online or through the mobile app. They can transfer funds between Avidia Bank accounts or external bank accounts using the online platform. Customers can also pay bills online using Bill Pay feature which saves time by eliminating paper checks . Additionally they can set up alerts so they are notified when certain transactions occur on their accounts .
Mobile Banking Services:
With Avidia Mobile App available on both iOS & Android platforms ,customers have access to all features offered by Online Banking plus additional features like Mobile Check Deposit where you take picture(s)of your check(s) using your smartphone camera instead visiting branch location . You can also use mobile app to locate nearest ATM/Branch locations .
Community Involvement:
Apart from providing exceptional financial products/services,AVIDIA BANK is committed towards giving back to communities it serves .Bank supports various local charities/non-profits through donations/volunteer work done by employees .Bank has partnered with organizations like United Way,Metrowest YMCA,Habitat For Humanity,Framingham State University Foundation among others .
Conclusion :
In conclusion,AVIDIA BANK is an excellent choice if you are looking for personalized attention,customer-centric approach,and innovative financial products/services.Alongside traditional offerings like Checking/Savings Accounts,Business Loans/Accounts,Bank also offers modern digital tools like Online/Mobile Banking which makes managing finances easier than ever before.Bank's commitment towards community involvement sets it apart from other banks making it an ideal choice not just financially but ethically too!