I have the worst experience ever dealing with a fi...

I have the worst experience ever dealing with a financing company called SST, Inc 4315 Picket Road, St. Joseph, MO. They financed a boat I purchased. I had an accident with the boat and the insurance company sent me a 90% check which I signed and sent to SST to payoff the loan. They tell me their policy is to hold my refund for 30 days before they will refund me. So I would suggest anyone dealing with SST be aware of this. They are a most unreliable company that I am aware of.